How to name beneficiaries and fund a trust at Everwise
Covers 11 deposit, 3 retirement, 3 investment, and 1 insurance accounts — beneficiaries must be updated in-branch
Brand change
Teachers Credit Union (TCU) rebranded to Everwise Credit Union on June 26, 2023. Same member-owned institution, same South Bend headquarters and NCUA charter (#62029); account numbers, routing number, and membership terms were unchanged by the rename. Effective June 2023.
The procedures below reflect Everwise's accounts. Account servicing may transfer as the change takes effect.
Member Services
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Member Services
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Member Services - Deceased Member / Estate Accounts
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Estate planning at Everwise means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Everwise is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Across 18 product types, Everwise accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Full name, date of birth, Social Security number, and relationship
- Designate primary and contingent beneficiaries
- Specify percentage allocation if naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- Online beneficiary designation is not available; must use branch, phone, or mail
- Investment account beneficiaries managed separately through LPL Financial
- Review recommended after marriage, divorce, birth, or death of a beneficiary
Sources
Data sourced from Everwise primary sources (24 pages reviewed). How we research.
Download these Everwise instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Everwise primary sources. Bring it to the branch or keep it beside the phone.
Member Services
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Member Services
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Member Services - Deceased Member / Estate Accounts
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
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