How to name beneficiaries and fund a trust at Everwise
Covers 11 deposit, 3 retirement, 3 investment, and 1 insurance accounts — beneficiaries must be updated in-branch
Member Services
Phone1-800-552-4745
Toll-Free1-800-552-4745
Mailing Address
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Bank by Phone (24/7 automated)
Loan Pay Line (24/7 automated)
Lost/Stolen Credit Card
WebsiteLearn more→
Member Services
Phone1-800-552-4745
Toll-Free1-800-552-4745
Mailing Address
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Bank by Phone (24/7 automated)
Loan Pay Line (24/7 automated)
Lost/Stolen Credit Card
WebsiteLearn more→
Member Services - Deceased Member / Estate Accounts
Phone1-800-552-4745
Toll-Free1-800-552-4745
Mailing Address
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
WebsiteNotify online→
Verified Apr 2026
Estate planning at Everwise means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Everwise is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Across 18 product types, Everwise accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Simply CheckingPlus CheckingMax CheckingYouth CheckingPrimary SavingsChoice SavingsBoost High-Yield SavingsPremium Money MarketUltra Money MarketShare CertificateHealth Savings Account
1
Visit any Everwise branch (locations at https://www.everwisecu.com/about/branches-and-atms) with government-issued photo ID
2
Request a POD (Payable on Death) beneficiary designation form for your deposit accounts
3
Provide beneficiary details:
- Full name, date of birth, Social Security number, and relationship
- Designate primary and contingent beneficiaries
- Specify percentage allocation if naming multiple beneficiaries
4
Sign and submit the completed form to the branch representative
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- Online beneficiary designation is not available; must use branch, phone, or mail
- Investment account beneficiaries managed separately through LPL Financial
- Review recommended after marriage, divorce, birth, or death of a beneficiary
Member Services
Phone1-800-552-4745
Toll-Free1-800-552-4745
Mailing Address
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Bank by Phone (24/7 automated)
Loan Pay Line (24/7 automated)
Lost/Stolen Credit Card
WebsiteLearn more→
Member Services
Phone1-800-552-4745
Toll-Free1-800-552-4745
Mailing Address
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
Bank by Phone (24/7 automated)
Loan Pay Line (24/7 automated)
Lost/Stolen Credit Card
WebsiteLearn more→
Member Services - Deceased Member / Estate Accounts
Phone1-800-552-4745
Toll-Free1-800-552-4745
Mailing Address
Everwise Credit Union, PO Box 1395, South Bend, IN 46624-1395
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Everwise accounts and other assets with trusts, beneficiary designations, and estate planning documents.
