Estate planning and settlement at Everwise
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-552-4745
Everwise operates under a new nameRebranded, effective June 2023
Teachers Credit Union (TCU) rebranded to Everwise Credit Union on June 26, 2023. Same member-owned institution, same South Bend headquarters and same NCUA charter (#60060); account numbers, the 271291826 routing number, and membership terms were unchanged by the rename. No merger or acquisition has followed: the NCUA Credit Union Locator returned status "Active" for charter 60060 on 2026-09-11, and Everwise publishes no merger notice. An executor holding TCU-era paperwork claims through Everwise Member Services at (800) 552-4745 — there is no successor institution to trace.
How your Everwise accounts transfer at death depends on how each one is set up. As a membership-based credit union, Everwise headquartered at 110 S. Main Street, South Bend, Indiana; branch and ATM finder at https://www.everwisecu.com/locations (roughly 50 locations across northern and central Indiana and southwest Michigan). Every Everwise page carries the residency condition verbatim: "Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan." An estate holding an Everwise deposit account is therefore settled under Indiana (Title 29 Probate Code) or Michigan (Estates and Protected Individuals Code) law. With 20 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at Everwise can be managed in branch, by phone, and by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Everwise provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 20 account types at Everwise.
Preparing your estate →Death claim process
Report the death to Everwise's Deceased Member / Estate Accounts at 1-800-552-4745. The page lists the steps and the documents to send.
When someone dies →Reach Everwise's Loan Payment Protection Claims at 1-800-621-6323 for help with any of these procedures.
Because Everwise serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Everwise primary sources (15 pages reviewed). How we research.
Everwise customer support
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Loan Pay Line (24/7 automated)
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Estate planning articles
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