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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
Home→Financial Institutions→eToro→Preparing your estate

What happens to your eToro accounts when you die

Covers 2 investment, and 1 crypto accounts — all transfer through probate

eToro

Subsidiary of eToro Group Ltd. (NASDAQ: ETOR)

etoro.com/en-us→
eToro logo

eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)

WebsiteLearn more→

eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)

WebsiteLearn more→

Customer Service Center ticket ("Account Details" > "Account Details - other") — eToro has no estates department and publishes no claims phone line

Emaillegal-usa@etoro.com
WebsiteNotify online→
Verified Jul 2026

eToro does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All eToro investment accounts pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact eToro with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

eToro does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.

Why trust accounts are not available

eToro does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.

eToro Brokerage AccounteToro Options Trading

eToro Brokerage Account

Commission-free stocks, ETFs, and options. eToro does NOT offer TOD/beneficiary designations, joint accounts, trust accounts, custodial accounts, or IRA accounts for U.S. customers. Includes access to CopyTrader (launched for U.S. users Oct 2025) and Smart Portfolios features. All accounts must go through probate upon death.

Probate Required

eToro Options Trading

Commission-free options trading (calls, puts, spreads) with zero per-contract fees. Requires a separate options account within the eToro platform. SEC and FINRA regulatory fees apply to certain transactions. A $2/month operational fee applies per enrolled account, waived for clients with $5,000 or more in total portfolio value across eToro accounts. Available in all 50 states; residents of NY, NV, HI, PR, and USVI must have a verified and funded account to qualify. No TOD/beneficiary designations available.

Probate Required
SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • etoro.com
  • help.etoro.com
  • brokercheck.finra.org

Data sourced from eToro primary sources (18 pages reviewed). How we research.

eToro

Subsidiary of eToro Group Ltd. (NASDAQ: ETOR)

etoro.com/en-us→
eToro logo

eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)

WebsiteLearn more→

eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)

WebsiteLearn more→

Customer Service Center ticket ("Account Details" > "Account Details - other") — eToro has no estates department and publishes no claims phone line

Emaillegal-usa@etoro.com
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your eToro accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your eToro accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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Dave Ramsey on Trusts: What We Agree and Disagree On

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According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
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New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

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New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

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Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

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