What happens to your eToro accounts when you die
Covers 2 investment, and 1 crypto accounts — all transfer through probate
Customer Support / Legal Requests (no dedicated estates team)
Phone1-888-271-8365
Toll-Free1-888-271-8365
Emailsupport@etoro.com
Mailing Address
eToro USA Securities Inc., 221 River St, 9th Floor, Hoboken, NJ 07030
WebsiteNotify online→
Verified Apr 2026
eToro does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All eToro investment accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact eToro with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
eToro does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
eToro does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
eToro Brokerage AccounteToro Options Trading
eToro Brokerage Account
Commission-free stocks, ETFs, and options. eToro does NOT offer TOD/beneficiary designations, joint accounts, trust accounts, custodial accounts, or IRA accounts for U.S. customers. Includes access to CopyTrader (launched for U.S. users Oct 2025) and Smart Portfolios features. All accounts must go through probate upon death.
Probate Required
eToro Options Trading
Commission-free options trading (calls, puts, spreads) with zero per-contract fees. Requires a separate options account within the eToro platform. SEC and FINRA regulatory fees apply to certain transactions. A $2/month operational fee applies per enrolled account, waived for clients with $5,000 or more in total portfolio value across eToro accounts. Available in all 50 states; residents of NY, NV, HI, PR, and USVI must have a verified and funded account to qualify. No TOD/beneficiary designations available.
Probate Required
Customer Support / Legal Requests (no dedicated estates team)
Phone1-888-271-8365
Toll-Free1-888-271-8365
Emailsupport@etoro.com
Mailing Address
eToro USA Securities Inc., 221 River St, 9th Floor, Hoboken, NJ 07030
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your eToro accounts and other assets with trusts, beneficiary designations, and estate planning documents.
