What happens to your eToro accounts when you die
Covers 2 investment, and 1 crypto accounts — all transfer through probate
eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)
eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)
Customer Service Center ticket ("Account Details" > "Account Details - other") — eToro has no estates department and publishes no claims phone line
eToro does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All eToro investment accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact eToro with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
eToro does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
eToro does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
eToro Brokerage Account
Commission-free stocks, ETFs, and options. eToro does NOT offer TOD/beneficiary designations, joint accounts, trust accounts, custodial accounts, or IRA accounts for U.S. customers. Includes access to CopyTrader (launched for U.S. users Oct 2025) and Smart Portfolios features. All accounts must go through probate upon death.
eToro Options Trading
Commission-free options trading (calls, puts, spreads) with zero per-contract fees. Requires a separate options account within the eToro platform. SEC and FINRA regulatory fees apply to certain transactions. A $2/month operational fee applies per enrolled account, waived for clients with $5,000 or more in total portfolio value across eToro accounts. Available in all 50 states; residents of NY, NV, HI, PR, and USVI must have a verified and funded account to qualify. No TOD/beneficiary designations available.
Sources
Data sourced from eToro primary sources (18 pages reviewed). How we research.
eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)
eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)
Customer Service Center ticket ("Account Details" > "Account Details - other") — eToro has no estates department and publishes no claims phone line
Estate planning articles
Learn how to protect your eToro accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreMore estate planning resources
Explore related tools and documents to complete your estate plan.
How Much Does Probate Cost?
Estimate attorney fees, executor fees, court costs, and timeline for probating an estate in your state. See if the estate qualifies for simplified probate procedures.
Who Inherits Without a Will?
Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.
How Much Are Estate & Inheritance Taxes?
Calculate federal estate tax, state estate tax (12 states + DC), and inheritance tax (5 states) for an estate or trust.
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
How Much Does a Revocable Living Trust Cost?
Compare the cost of creating a revocable living trust. See how SimplyTrust, Trust & Will, LegalZoom, and attorneys compare over 5 years including life events.
How Much Does a Will Cost?
Compare the cost of creating a will. See document costs plus probate fees your heirs will pay. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys.
