What happens to your eToro accounts when you die
No beneficiary or trust option on any account, so they pass through the estate
eToro does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All eToro investment accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact eToro with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
eToro does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
eToro does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
eToro Brokerage Account
Commission-free stocks, ETFs, and options. eToro does NOT offer TOD/beneficiary designations, joint accounts, trust accounts, custodial accounts, or IRA accounts for U.S. customers. Includes access to CopyTrader (launched for U.S. users Oct 2025) and Smart Portfolios features. All accounts must go through probate upon death.
eToro Options Trading
Commission-free options trading through a separate Options Account within the eToro platform ("eToro Options is the name of the options trading product offered by the eToro broker-dealer" — eToro USA disclosure library). Uninvested cash in the Options Account earns 3.25% APY paid monthly once the customer opts in from the eToro Wallet tab (https://www.etoro.com/en-us/options/, read 2026-09-11), so an executor should expect an accrued-interest component in the balance eToro pays out. No TOD/beneficiary designation is available on an Options Account, and eToro's Customer Agreement section 22 lets eToro cancel all open orders on death — an executor cannot expect to inherit or manage live option positions.
eToro Crypto Trading
Sources
Data sourced from eToro primary sources (21 pages reviewed). How we research.
eToro estate support
eToro US Customer Service Center (chatbot, live chat, and tickets — no phone line published)
Hours
Website
Estate requests go through general customer service.
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