Estate planning at eToro
How to protect 3 eToro accounts — file death claims
Customer Support / Legal Requests (no dedicated estates team)
Phone1-888-271-8365
Toll-Free1-888-271-8365
Emailsupport@etoro.com
Mailing Address
eToro USA Securities Inc., 221 River St, 9th Floor, Hoboken, NJ 07030
WebsiteNotify online→
Verified Apr 2026
eToro has 3 investment accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
eToro has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to review 3 account types at eToro.
View details →When someone dies
Death claim process
3-step process, 5 required documents, and contact information for survivors.
View details →Frequently asked questions
No. eToro does not offer trust accounts, joint accounts, custodial accounts, or retirement (IRA) accounts for U.S. customers. Only individual brokerage accounts are available.
No. eToro does not offer Traditional IRAs, Roth IRAs, SEP IRAs, or any other retirement accounts for U.S. customers. If you need a retirement account, you would need to use a different brokerage.
Cryptocurrency held on eToro is treated the same as other account assets. The account will be frozen and open positions (including crypto) will be closed. A court-appointed executor or administrator must work with eToro to settle the account through the estate process. Cryptocurrency is traded through eToro USA LLC and is not covered by SIPC or FDIC insurance.
Securities (stocks and ETFs) held through eToro USA Securities Inc. are custodied at Apex Clearing Corporation, which is a FINRA/SIPC member. SIPC covers up to $500,000 per customer (including $250,000 for cash) if the brokerage fails. Cryptocurrency holdings are NOT covered by SIPC; crypto is traded through eToro USA LLC, a separate entity that is not a broker-dealer.
Sources
Data sourced from eToro primary sources (16 pages reviewed). How we research.
Customer Support / Legal Requests (no dedicated estates team)
Phone1-888-271-8365
Toll-Free1-888-271-8365
Emailsupport@etoro.com
Mailing Address
eToro USA Securities Inc., 221 River St, 9th Floor, Hoboken, NJ 07030
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your eToro accounts and other assets with trusts, beneficiary designations, and estate planning documents.
