Estate planning at Equitable
How to protect 13 Equitable accounts — manage beneficiaries online, fund a trust by mail, and file death claims
Life Insurance Claims
Phone1-800-777-6510
Toll-Free1-800-777-6510
Fax1-855-268-6378
Mailing Address
Equitable, Life Operations, PO Box 1047, Charlotte, NC 28201-1047
Annuity Claims
EQUI-VEST Claims
Death After Retirement/Group Pension
Employee Benefits Claims
WebsiteNotify online→
Verified May 2026
Equitable offers 13 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Managing beneficiaries at Equitable is straightforward—changes can be made online and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
Equitable has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 13 account types at Equitable.
View details →When someone dies
Death claim process
9-step process, 8 required documents, and contact information for survivors.
View details →Frequently asked questions
Log in to your account at portal.equitable.com, navigate to "Manage your account," and click "Forms" to access the beneficiary change form. Alternatively, download the Life Insurance Beneficiary Change form from equitable.com or request it by calling (800) 777-6510. Complete and submit by mail to PO Box 1047, Charlotte, NC 28201-1047 or fax to (855) 268-6378.
Contact Equitable customer service or your financial professional to request the appropriate Beneficiary Designation Form. For EQUI-VEST products, call (800) 628-6673. For SPDA products, call (800) 628-7789. You can also log in to portal.equitable.com to access forms online. Completed forms can be submitted by mail or fax.
Yes. Life insurance policies including variable universal life, indexed universal life, and term life can be assigned to an ILIT. Request the Life Insurance Ownership Change form. You must provide the Trust Certification or relevant trust agreement pages, trustee details, and trust TIN.
Sources
Data sourced from Equitable primary sources (15 pages reviewed). How we research.
Life Insurance Claims
Phone1-800-777-6510
Toll-Free1-800-777-6510
Fax1-855-268-6378
Mailing Address
Equitable, Life Operations, PO Box 1047, Charlotte, NC 28201-1047
Annuity Claims
EQUI-VEST Claims
Death After Retirement/Group Pension
Employee Benefits Claims
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Equitable accounts and other assets with trusts, beneficiary designations, and estate planning documents.
