Estate planning at Enterprise Bank
How to protect 10 Enterprise Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Enterprise Bank's Rockland Trust Investment Management Group (estate settlement and professional Personal Representative services)
Brand change
Enterprise Bancorp, Inc. merged into Independent Bank Corp. and Enterprise Bank and Trust Company merged into Rockland Trust Company, with Rockland Trust the surviving bank, at a legal closing effective July 1, 2025 (Independent Bank Corp. deal-close press release, SEC EX-99.1). Customer accounts converted the weekend of October 11 and transitioned to Rockland Trust on Tuesday, October 14, 2025; all former Enterprise Bank branches now operate as Rockland Trust locations and the routing number is 011304478. The Enterprise Bank brand no longer operates. Existing POD beneficiary designations, IRA beneficiary designations, and trust account titling remain in effect, and a death claim on a former Enterprise Bank account is handled by Rockland Trust today: call the Customer Information Center at 508-732-7072 or write to Rockland Trust, ATTN: Deposit Services, 288 Union Street, Rockland, MA 02370. Effective July 2025.
Enterprise Bank is now part of Rockland Trust. The procedures below reflect Enterprise Bank's accounts during the transition. View the Rockland Trust estate planning page.
Customer Information Center (Rockland Trust)
Rockland Trust, 288 Union Street, Rockland, MA 02370
Rockland Trust Investment Management Group (estate settlement and professional Personal Representative services)
Rockland Trust, 288 Union Street, Rockland, MA 02370
Rockland Trust Customer Information Center / Deposit Services (successor to Enterprise Bank)
Rockland Trust, ATTN: Deposit Services, 288 Union Street, Rockland, MA 02370
How your Enterprise Bank accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 7 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Enterprise Bank lets account holders update beneficiary designations in branch and by phone, typically taking 15-30 minutes at a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Enterprise Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at Enterprise Bank.
View details →When someone dies
Death claim process
Contact Enterprise Bank's Rockland Trust Investment Management Group (estate settlement and professional Personal Representative services) to file a claim. 7-step process, 6 required documents, and contact information for survivors.
View details →Enterprise Bank's Rockland Trust Investment Management Group (estate settlement and professional Personal Representative services) can answer questions about beneficiaries, trusts, or death claims at 508-732-7072.
Enterprise Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. The Rockland Trust Investment Management Group serves as a professional Personal Representative appointed by the probate court: it inventories and values probate assets, prepares estate accountings, pays debts and administrative expenses, files tax returns and pays taxes owed, and distributes the remaining assets to beneficiaries, acting impartially toward the beneficiaries. This is the successor team for former Enterprise Bank customers, whose trust accounts and wealth relationships moved to Rockland Trust in the October 2025 conversion. Call 508-732-7072 or see https://www.rocklandtrust.com/wealth-and-investments/professional-personal-representative-for-your-estate.
Effective October 14, 2025, all former Enterprise Bank accounts use the Rockland Trust routing number 011304478. Update direct deposits, automatic payments, and any third-party services that draft from or deposit to your account with the new routing number. Account numbers generally remained the same through the transition. Contact Rockland Trust at 508-732-7072 if you need assistance confirming your account or routing number.
Sources
Data sourced from Enterprise Bank primary sources (17 pages reviewed). How we research.
Customer Information Center (Rockland Trust)
Rockland Trust, 288 Union Street, Rockland, MA 02370
Rockland Trust Investment Management Group (estate settlement and professional Personal Representative services)
Rockland Trust, 288 Union Street, Rockland, MA 02370
Rockland Trust Customer Information Center / Deposit Services (successor to Enterprise Bank)
Rockland Trust, ATTN: Deposit Services, 288 Union Street, Rockland, MA 02370
Estate planning articles
Learn how to protect your Enterprise Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
