Estate planning and settlement at Enterprise Bank
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-508-732-7072
Enterprise Bank merged into Rockland TrustMerged, effective July 2025
Enterprise Bancorp, Inc. merged into Independent Bank Corp. and Enterprise Bank and Trust Company merged into Rockland Trust Company, with Rockland Trust the surviving bank, at a legal closing effective July 1, 2025. Independent Bank Corp.'s own deal-close release (SEC EX-99.1, and republished on rocklandtrust.com) states: "The legal closing was effective July 1, 2025 and resulted in Enterprise merging with and into Independent, with Independent as the surviving entity, and Enterprise Bank merging with and into Rockland Trust, with Rockland Trust as the surviving entity." The FDIC confirms it independently: cert 27408 (Enterprise Bank and Trust Company, Lowell MA) now shows ACTIVE=0 with an end date of 07/01/2025, and its history record carries change code 223, "Merger - Without Assistance," effective 2025-07-01, acquiring cert 9712 (Rockland Trust Company). Customer accounts converted the weekend of October 11 and transitioned to Rockland Trust on Tuesday, October 14, 2025; all former Enterprise Bank branches now operate as Rockland Trust locations and the routing number is 011304478. The Enterprise Bank brand no longer operates and ebtc.com no longer resolves to any web server. Existing beneficiary designations on trust deposit accounts, IRA beneficiary designations, and trust account titling remain in effect, and a death claim on a former Enterprise Bank account is handled by Rockland Trust today: call the Customer Information Center at 508.732.7072 or write to Rockland Trust, ATTN: Deposit Services, 288 Union Street, Rockland, MA 02370.
How your Enterprise Bank accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 7 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Enterprise Bank lets account holders update beneficiary designations in branch and by phone, typically taking 15 to 30 minutes at a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Enterprise Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at Enterprise Bank.
Preparing your estate →Death claim process
Report the death to Enterprise Bank's Customer Information Center at 1-508-732-7072. The page lists the steps and the documents to send.
When someone dies →Enterprise Bank's Rockland Trust Investment Management Group can answer questions about beneficiaries, trusts, or death claims at 1-508-732-7072.
Enterprise Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Sources
Data sourced from Enterprise Bank primary sources (18 pages reviewed). How we research.
Enterprise Bank customer support
Customer Information Center (Rockland Trust)
Phone
Business Banking
Telephone Banking Setup / Debit Card Assistance
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Enterprise Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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