How to name beneficiaries and fund a trust at Ent CU
Covers 6 deposit, 3 retirement, 1 investment, and 2 lending accounts — beneficiaries must be updated in-branch
Brand change
Ent Credit Union and Minnesota-based Wings Credit Union completed a merger of equals effective January 1, 2026. Ent has officially changed its name to Wings Credit Union and continues doing business as Ent Credit Union at its Colorado service centers while the brand transitions (the current Membership Service Agreement, Rev. 07/13/2026, is footed "2026 Wings"). Existing account numbers, checks, cards, POD/beneficiary designations, and trust account titling remain unchanged, and no service centers close as a result of the merger. Share-insurance note published on ent.com: a member holding both legacy Ent and legacy Wings Financial share accounts will have those accounts treated as one account after June 30, 2026, insured to a maximum of $250,000 under NCUA share insurance. Effective January 2026.
The procedures below reflect Ent CU's accounts. Account servicing may transfer as the change takes effect.
Phone1-719-574-1100
Toll-Free1-800-525-9623
Mailing Address
Ent Credit Union, P.O. Box 15819, Colorado Springs, CO 80935-5819
Investment Services (LPL Financial)
Investment Services (toll-free)
Canada Toll-Free
Telephone Banking (24/7)
WebsiteLearn more→
Member Services
Phone1-719-574-1100
Toll-Free1-800-525-9623
Mailing Address
Ent Credit Union, P.O. Box 15819, Colorado Springs, CO 80935-5819
WebsiteLearn more→
Deceased Account Representatives (Member Services)
Phone1-800-525-9623
Mailing Address
Ent Credit Union, P.O. Box 15819, Colorado Springs, CO 80935-5819
Mortgage loan information request (fax)
Borrower payoff authorization, consumer loan or HELOC (fax)
WebsiteNotify online→
Verified Jul 2026
There are two ways to keep your Ent CU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because Ent CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Across 12 product types, Ent CU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
No Strings CheckingBroncos CheckingSavings AccountMoney Market AccountCertificate of DepositFlex Certificate of Deposit
1
Visit any Ent service center with a valid government-issued photo ID (driver's license, passport, state-issued ID, or military ID); locate a branch at https://www.ent.com/contact-us/
2
Request to add or change a beneficiary (Payable on Death) designation on your account
3
Provide each beneficiary's full legal name, Social Security number, date of birth, and desired percentage allocation
4
For a trust beneficiary: provide the trust name including the date established and the trust Tax ID Number (EIN)
5
The primary account holder must authorize the change; joint owners are not required to sign
6
The service center representative processes the beneficiary designation and updates the Signature Card
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- The request to add or change a beneficiary must come from the primary account holder
- POD or trust beneficiaries do not apply to IRAs, which use a separate beneficiary designation process
- If an account is payable to more than one beneficiary, the account is jointly owned by such beneficiaries without rights of survivorship
- Ent has no obligation to notify any beneficiary of the existence of any account or the vesting of the beneficiary's interest
- An IRA is a distinct account type and cannot be converted under a trust
- The credit union cannot act as the trustee on any trust account
Sources
Data sourced from Ent CU primary sources (19 pages reviewed). How we research.
Download these Ent CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Ent CU primary sources. Bring it to the branch or keep it beside the phone.
Phone1-719-574-1100
Toll-Free1-800-525-9623
Mailing Address
Ent Credit Union, P.O. Box 15819, Colorado Springs, CO 80935-5819
Investment Services (LPL Financial)
Investment Services (toll-free)
Canada Toll-Free
Telephone Banking (24/7)
WebsiteLearn more→
Member Services
Phone1-719-574-1100
Toll-Free1-800-525-9623
Mailing Address
Ent Credit Union, P.O. Box 15819, Colorado Springs, CO 80935-5819
WebsiteLearn more→
Deceased Account Representatives (Member Services)
Phone1-800-525-9623
Mailing Address
Ent Credit Union, P.O. Box 15819, Colorado Springs, CO 80935-5819
Mortgage loan information request (fax)
Borrower payoff authorization, consumer loan or HELOC (fax)
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Ent CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
