Estate planning and settlement at Elevations CU

Elevations CU offers 24 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Elevations CU per the Membership Eligibility page (https://www.elevationscu.com/resources/become-a-member), membership is open to anyone who lives or works in 24 Colorado counties: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Elbert, Gilpin, Grand, Jefferson, Larimer, Logan, Mesa, Morgan, Park, Pitkin, Routt, Summit, Teller, or Weld. Elbert, Logan, Morgan and Teller are recent additions — the older 20-county list still appears on the FAQ page, so the Membership Eligibility page controls. Also open to anyone who works or studies at CU Boulder or Naropa University, employees of nearly 400 partner employers and associations, relatives of existing members, and anyone who donates $15 or more to the Local Change Foundation. Joining requires opening a Membership Savings Account and paying a one-time $5 membership fee per account holder, which Elevations donates to the Local Change Foundation. Headquarters and correspondence: 2960 Diagonal Hwy / P.O. Box 9004, Boulder, CO 80301. Branches are along the Colorado Front Range including Boulder (with a full-service branch on the CU Boulder campus at the UMC), Longmont, Lafayette, Louisville, Loveland, and the Denver metro area. Elevations also participates in the CO-OP network of nearly 30,000 ATMs and over 5,000 shared branches — but shared (CO-OP) branching is NOT available on trust or estate accounts. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.

Beneficiary designations at Elevations CU can be managed online, in branch, and by phone. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.