Estate planning at Elevations CU
How to protect 23 Elevations CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Elevations CU's Wealth Management (via CUSO Financial Services / LPL Financial)
Member Services
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
Wealth Management (via CUSO Financial Services / LPL Financial)
Member Services - Trust & Estate Accounts
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
Elevations CU offers 23 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Elevations CU membership open to anyone who lives or works in 20 Colorado counties: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Gilpin, Grand, Jefferson, Larimer, Mesa, Park, Pitkin, Routt, Summit, or Weld. Also available to employees of nearly 400 partner employers and associations, family members of existing members, and anyone in Colorado through a $15 donation to the Elevations Foundation. Branches located along the Colorado Front Range including Boulder, Longmont, Lafayette, Louisville, Loveland, and Denver metro area. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Elevations CU lets account holders update beneficiary designations in branch and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Elevations CU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 23 account types at Elevations CU.
View details →When someone dies
Death claim process
Contact Elevations CU's Wealth Management (via CUSO Financial Services / LPL Financial) to file a claim. 6-step process, 8 required documents, and contact information for survivors.
View details →Elevations CU's Wealth Management (via CUSO Financial Services / LPL Financial) can answer questions about beneficiaries, trusts, or death claims at 1-800-429-7626.
Elevations CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
A conservatorship estate account lets a court-appointed conservator manage funds for a Protected Person who cannot manage their own finances. Letters of Conservatorship issued in Colorado are required, and the Protected Person must be a current Elevations member or qualify for membership. These accounts are opened in person at a branch with the Estate/Conservatorship Authorization Form, powers of attorney are not accepted, and lending products and shared (CO-OP) branching are not available.
Sources
Data sourced from Elevations CU primary sources (32 pages reviewed). How we research.
Member Services
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
Wealth Management (via CUSO Financial Services / LPL Financial)
Member Services - Trust & Estate Accounts
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
Estate planning articles
Learn how to protect your Elevations CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
