Estate planning at Elevations CU
How to protect 22 Elevations CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Elevations CU's Wealth Management (via CUSO Financial Services / LPL Financial)
Member Services
Phone1-800-429-7626
Fax303-441-2961
Mailing Address
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
WebsiteLearn more→
Wealth Management (via CUSO Financial Services / LPL Financial)
Phone1-800-429-7626
WebsiteLearn more→
Member Services - Trust & Estate Accounts
Phone1-800-429-7626
Fax303-441-2961
Mailing Address
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
WebsiteNotify online→
Verified Apr 2026
Elevations CU offers 22 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Elevations CU membership open to anyone who lives or works in 20 Colorado counties: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Gilpin, Grand, Jefferson, Larimer, Mesa, Park, Pitkin, Routt, Summit, or Weld. Also available to employees of nearly 400 partner employers and associations, family members of existing members, and anyone in Colorado through a $15 donation to the Elevations Foundation. Branches located along the Colorado Front Range including Boulder, Longmont, Lafayette, Louisville, Loveland, and Denver metro area. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Elevations CU lets account holders update beneficiary designations in branch and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Elevations CU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 22 account types at Elevations CU.
View details →When someone dies
Death claim process
Contact Elevations CU's Wealth Management (via CUSO Financial Services / LPL Financial) to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →Elevations CU's Wealth Management (via CUSO Financial Services / LPL Financial) can answer questions about beneficiaries, trusts, or death claims at 1-800-429-7626.
Elevations CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Membership is open to anyone who lives or works in 20 Colorado counties: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Gilpin, Grand, Jefferson, Larimer, Mesa, Park, Pitkin, Routt, Summit, or Weld. You can also join if you work for one of nearly 400 partner employers and associations, if you are a family member of an existing member, or if you are anywhere in Colorado through a $15 donation to the Elevations Foundation. Membership requires opening a Membership Savings Account with a one-time $5 fee.
Yes. Elevations provides financial advisors through CUSO Financial Services (CFS) and LPL Financial LLC. Services include investment planning, retirement planning, estate planning and wealth transfer, life and long-term care insurance, and education planning. The first consultation is free for members. Contact (800) 429-7626 or visit https://www.elevationscu.com/financial-planning/wealth-management to schedule an appointment.
A conservatorship estate account allows a court-appointed conservator to manage funds for a Protected Person who is unable to manage their own finances. Letters of Conservatorship issued in Colorado are required, and the Protected Person must be a current Elevations member or qualify for membership. These accounts must be opened in person at a branch, and powers of attorney are not accepted.
Trust beneficiaries are typically permitted on Traditional and Roth IRAs at Elevations, but additional documentation (Trust Agreement and trustee identification) is required and the IRA beneficiary designation supersedes will and trust instructions. Contact Elevations at (800) 429-7626 or speak with an advisor through CUSO Financial Services / LPL Financial to confirm requirements for your situation.
Sources
Data sourced from Elevations CU primary sources (24 pages reviewed). How we research.
Member Services
Phone1-800-429-7626
Fax303-441-2961
Mailing Address
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
WebsiteLearn more→
Wealth Management (via CUSO Financial Services / LPL Financial)
Phone1-800-429-7626
WebsiteLearn more→
Member Services - Trust & Estate Accounts
Phone1-800-429-7626
Fax303-441-2961
Mailing Address
Elevations Credit Union, Attn: Operations Dept, P.O. Box 9004, Boulder, CO 80301
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Elevations CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
