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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→Edfinancial→Preparing your estate

What happens to your Edfinancial accounts when you die

Covers 7 lending accounts — all transfer through probate

Edfinancial

Subsidiary of Edfinancial Services, LLC

edfinancial.studentaid.gov→
Edfinancial logo

Edfinancial Borrower Services

Phone1-855-337-6884
Toll-Free1-855-337-6884
Fax800-887-6130
Mailing Address

Edfinancial Services, P.O. Box 36008, Knoxville, TN 37930-6008

Military Servicemember Liaison
1-800-337-6884
Schools / Financial Aid Offices (ED FSA-listed line)
1-855-845-1001
WebsiteLearn more→

Edfinancial Borrower Services

Phone1-855-337-6884
Toll-Free1-855-337-6884
Fax800-887-6130
Mailing Address

Edfinancial Services, P.O. Box 36008, Knoxville, TN 37930-6008

Military Servicemember Liaison
1-800-337-6884
Schools / Financial Aid Offices (ED FSA-listed line)
1-855-845-1001
WebsiteLearn more→

Edfinancial Borrower Services (Death Discharge)

Phone1-855-337-6884
Toll-Free1-855-337-6884
Fax800-887-6130
Mailing Address

Edfinancial Services, P.O. Box 36008, Knoxville, TN 37930-6008

Document fax (direct line)
865-692-6348
WebsiteNotify online→
Verified Jul 2026

Edfinancial does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Edfinancial student loans pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact Edfinancial with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

Edfinancial does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.

Why trust accounts are not available

Edfinancial does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.

SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • edfinancial.studentaid.gov
  • ecfr.gov
  • fsapartners.ed.gov
  • govinfo.gov
  • myaccount.edfinancial.studentaid.gov
  • studentaid.gov

Data sourced from Edfinancial primary sources (12 pages reviewed). How we research.

Edfinancial

Subsidiary of Edfinancial Services, LLC

edfinancial.studentaid.gov→
Edfinancial logo

Edfinancial Borrower Services

Phone1-855-337-6884
Toll-Free1-855-337-6884
Fax800-887-6130
Mailing Address

Edfinancial Services, P.O. Box 36008, Knoxville, TN 37930-6008

Military Servicemember Liaison
1-800-337-6884
Schools / Financial Aid Offices (ED FSA-listed line)
1-855-845-1001
WebsiteLearn more→

Edfinancial Borrower Services

Phone1-855-337-6884
Toll-Free1-855-337-6884
Fax800-887-6130
Mailing Address

Edfinancial Services, P.O. Box 36008, Knoxville, TN 37930-6008

Military Servicemember Liaison
1-800-337-6884
Schools / Financial Aid Offices (ED FSA-listed line)
1-855-845-1001
WebsiteLearn more→

Edfinancial Borrower Services (Death Discharge)

Phone1-855-337-6884
Toll-Free1-855-337-6884
Fax800-887-6130
Mailing Address

Edfinancial Services, P.O. Box 36008, Knoxville, TN 37930-6008

Document fax (direct line)
865-692-6348
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Edfinancial accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your Edfinancial accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

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New Home

New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

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Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

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