Estate planning at Delta Community CU
How to protect 11 Delta Community CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Delta Community CU's Delta Community Retirement & Investment Services (DCRIS)
Phone1-404-715-4725
Toll-Free1-800-544-3328
Mailing Address
Delta Community Credit Union, 1030 Delta Blvd, Atlanta, GA 30354
Trust & Estate Specialists (404-677-4100, option 1 for trust account questions; option 2 for deceased trust/estate accounts)
IRA Team (404-677-4600, option 1 for beneficiary/DocuSign; option 2 for deceased-member IRA matters)
WebsiteLearn more→
Delta Community Retirement & Investment Services (DCRIS)
Phone1-404-677-4890
Trust & Estate Specialists (DeptTrust@DeltaCommunityCU.com)
IRA Team (DeptIRA@DeltaCommunityCU.com)
WebsiteLearn more→
Account Transition Department
Phone1-404-677-4659
Fax1-470-351-6550
Mailing Address
Delta Community Credit Union, Attn: Account Transition Services, P.O. Box 20541, Atlanta, GA 30320-2541
Verified Jul 2026
Delta Community CU offers 11 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Delta Community CU membership open to anyone who lives or works in 20 Georgia metro Atlanta counties (Barrow, Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Jackson, Newton, Paulding, Rockdale, Spalding, Walton), employees of over 150 partner companies nationwide (including Delta Air Lines, Chick-fil-A, RaceTrac, UPS), and family members of existing members. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Managing beneficiaries at Delta Community CU is straightforward—changes can be made in branch and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Delta Community CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at Delta Community CU.
View details →When someone dies
Death claim process
Contact Delta Community CU's Delta Community Retirement & Investment Services (DCRIS) to file a claim. 7-step process, 7 required documents, and contact information for survivors.
View details →Reach Delta Community CU's Delta Community Retirement & Investment Services (DCRIS) at 1-404-677-4890 for help with any of these procedures. Email inquiries can be sent to DCRIS@DeltaCommunityCU.com.
Delta Community CU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Download the Designation of Beneficiary form from the Forms page on deltacommunitycu.com or request one at any branch. Complete the form with each beneficiary's name, Social Security number, and date of birth. The primary member and all joint owners must sign the form. Submit by mail, fax, branch visit, or Online Banking Message System. The beneficiary cannot be a joint owner on the same account.
Contact Trust Services at 404-677-4100, option 1, or visit a branch. Bring the Certificate of Trust or relevant trust document pages and valid government-issued photo ID for all grantors and trustees. All trust grantors must have a personal membership in good standing and must maintain it for the duration of the trust account. If formal trust eligibility cannot be met, you can alternatively name your trust as POD beneficiary on personal accounts.
A formal Revocable Trust Account is opened by providing the Certificate of Trust, trustee identification, and completing a trust account application at a branch. All grantors must maintain personal memberships in good standing. An informal trust is created by naming your trust as POD beneficiary on personal accounts without opening a separate trust account. Both options provide different levels of NCUA share insurance coverage. Contact Trust Services at 404-677-4100, option 1, for guidance on which option is appropriate.
Yes. Delta Community provides separate beneficiary designation forms for Health Savings Accounts (HSA Beneficiary Designation) and Coverdell Education Savings Accounts (Coverdell ESA Beneficiary Designation). Both forms are available at deltacommunitycu.com/home/forms.html. These are in addition to the standard Designation of Savings, Checking, and/or CD Beneficiary form used for deposit accounts and the IRA Change of Beneficiary form used for IRAs.
Sources
Data sourced from Delta Community CU primary sources (21 pages reviewed). How we research.
Phone1-404-715-4725
Toll-Free1-800-544-3328
Mailing Address
Delta Community Credit Union, 1030 Delta Blvd, Atlanta, GA 30354
Trust & Estate Specialists (404-677-4100, option 1 for trust account questions; option 2 for deceased trust/estate accounts)
IRA Team (404-677-4600, option 1 for beneficiary/DocuSign; option 2 for deceased-member IRA matters)
WebsiteLearn more→
Delta Community Retirement & Investment Services (DCRIS)
Phone1-404-677-4890
Trust & Estate Specialists (DeptTrust@DeltaCommunityCU.com)
IRA Team (DeptIRA@DeltaCommunityCU.com)
WebsiteLearn more→
Account Transition Department
Phone1-404-677-4659
Fax1-470-351-6550
Mailing Address
Delta Community Credit Union, Attn: Account Transition Services, P.O. Box 20541, Atlanta, GA 30320-2541
Verified Jul 2026
Estate planning articles
Learn how to protect your Delta Community CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
