Estate planning at Delaware Life
How to protect 13 Delaware Life accounts — manage beneficiaries online, fund a trust by mail, and file death claims
Customer Service (annuity & life policies issued 9/1/2020 or later)
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Customer Service (annuity & life policies issued 9/1/2020 or later)
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Death Claims
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Delaware Life offers 13 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Managing beneficiaries at Delaware Life is straightforward—changes can be made online, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
There are two sides to estate planning at Delaware Life: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 13 account types at Delaware Life.
View details →When someone dies
Death claim process
7-step process, 7 required documents, and contact information for survivors.
View details →Frequently asked questions
Log in to the policyholder portal at https://portal.delawarelife.io/auth/login to update beneficiaries online. Alternatively, select the Owner & Beneficiary Change form at delawarelife.com/service-forms, complete it with your primary and contingent beneficiary information, and submit by mail to P.O. Box 80428, Indianapolis, IN 46280-0428, by fax to 800-883-9165, or by email to AnnuityForms@delawarelife.com. You can also call 800-374-3714 to request the form.
Delaware Life supports ownership changes on annuity contracts. However, transferring ownership of a non-qualified annuity to a trust may trigger adverse tax consequences. The standard estate planning approach is to name the trust as beneficiary rather than transferring ownership. Consult a tax or estate planning attorney before changing annuity ownership.
Delaware Life provides an online policyholder portal at https://portal.delawarelife.io/auth/login. After registering and logging in, you can view account information, update beneficiary designations, manage contact details, and handle other policy administration tasks. Service forms (including the Owner & Beneficiary Change form) are also available at delawarelife.com/service-forms for completion and submission by mail, fax (800-883-9165), or email (AnnuityForms@delawarelife.com).
Sources
Data sourced from Delaware Life primary sources (16 pages reviewed). How we research.
Customer Service (annuity & life policies issued 9/1/2020 or later)
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Customer Service (annuity & life policies issued 9/1/2020 or later)
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Death Claims
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Estate planning articles
Learn how to protect your Delaware Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
