Estate planning at Delaware Life
How to protect 13 Delaware Life accounts — manage beneficiaries online, fund a trust by mail, and file death claims
Customer Service (annuity & life policies issued 9/1/2020 or later)
Phone1-800-374-3714
Fax1-800-883-9165
Mailing Address
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Customer Service (policies issued on or before 8/30/2020)
WebsiteLearn more→
Customer Service (annuity & life policies issued 9/1/2020 or later)
Phone1-800-374-3714
Fax1-800-883-9165
Mailing Address
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Customer Service (policies issued on or before 8/30/2020)
WebsiteLearn more→
Death Claims
Phone1-800-374-3714
Fax1-800-883-9165
Mailing Address
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Verified Jul 2026
Delaware Life offers 13 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Managing beneficiaries at Delaware Life is straightforward—changes can be made online, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
There are two sides to estate planning at Delaware Life: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 13 account types at Delaware Life.
View details →When someone dies
Death claim process
7-step process, 7 required documents, and contact information for survivors.
View details →Frequently asked questions
Log in to the policyholder portal at https://portal.delawarelife.io/auth/login to update beneficiaries online. Alternatively, select the Owner & Beneficiary Change form at delawarelife.com/service-forms, complete it with your primary and contingent beneficiary information, and submit by mail to P.O. Box 80428, Indianapolis, IN 46280-0428, by fax to 800-883-9165, or by email to AnnuityForms@delawarelife.com. You can also call 800-374-3714 to request the form.
Delaware Life supports ownership changes on annuity contracts. However, transferring ownership of a non-qualified annuity to a trust may trigger adverse tax consequences. The standard estate planning approach is to name the trust as beneficiary rather than transferring ownership. Consult a tax or estate planning attorney before changing annuity ownership.
Delaware Life provides an online policyholder portal at https://portal.delawarelife.io/auth/login. After registering and logging in, you can view account information, update beneficiary designations, manage contact details, and handle other policy administration tasks. Service forms (including the Owner & Beneficiary Change form) are also available at delawarelife.com/service-forms for completion and submission by mail, fax (800-883-9165), or email (AnnuityForms@delawarelife.com).
Sources
Data sourced from Delaware Life primary sources (16 pages reviewed). How we research.
Customer Service (annuity & life policies issued 9/1/2020 or later)
Phone1-800-374-3714
Fax1-800-883-9165
Mailing Address
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Customer Service (policies issued on or before 8/30/2020)
WebsiteLearn more→
Customer Service (annuity & life policies issued 9/1/2020 or later)
Phone1-800-374-3714
Fax1-800-883-9165
Mailing Address
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Customer Service (policies issued on or before 8/30/2020)
WebsiteLearn more→
Death Claims
Phone1-800-374-3714
Fax1-800-883-9165
Mailing Address
P.O. Box 80428, Indianapolis, IN 46280-0428 (forms); express/overnight: 10555 Group 1001 Way, Zionsville, IN 46077
Verified Jul 2026
Estate planning articles
Learn how to protect your Delaware Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
