Estate planning at Del-One
How to protect 13 Del-One accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Member Services
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
Verified Feb 2026
Del-One is a credit union offering 13 accounts that interact with estate planning in different ways. As a membership-based credit union, Del-One membership is open to employees of the State of Delaware, employees of Del-One Select Employer Groups, immediate family or household members of existing members, and Delaware residents. Residents of adjacent bordering counties in Maryland and Pennsylvania may also be eligible through the Del-One Foundation. Del-One operates 10 branches throughout Delaware and is part of the Co-Op Network with nearly 30,000 surcharge-free ATMs. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Del-One handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Del-One provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at Del-One.
View details →When someone dies
Death claim process
10-step process, 6 required documents, and contact information for survivors.
View details →Del-One operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Del-One Federal Credit Union offers trust accounts using their checking and savings products. To open a trust account, provide a trust agreement or Certificate of Trust, government-issued photo ID for all trustees, and the trust TIN/EIN or grantor SSN for revocable trusts. Visit any branch or call 302-739-4496 to start the process. Only the named Trustees may transact on the trust account.
You may qualify for membership if you are a full-time, part-time, or seasonal employee of the State of Delaware; an employee of a Del-One Select Employer Group; or an immediate family or household member of an existing member (including spouse, children, parents, siblings, and adopted children). Delaware residents and residents of adjacent bordering counties in Maryland and Pennsylvania may also be eligible through the Del-One Foundation.
Yes. Del-One offers Traditional IRA, Roth IRA, and IRA Certificate accounts with no setup or monthly fees and competitive dividends. IRA accounts cannot be titled to a trust, but a trust can be named as the beneficiary. IRA beneficiary designations are managed separately from deposit account POD designations.
Regular Checking is free with no monthly maintenance fees and no minimum balance requirements; members may open up to two Regular Checking accounts. Rewards Checking offers tiered dividend rates and ATM fee refunds when eligibility requirements are met, including enrolling in eStatements; each member is limited to one Rewards Checking account. Both include a complimentary Visa debit card and unlimited check writing.
In addition to the standard Member Savings Account, Del-One offers a Money Market Account with tiered rates (minimum $5,000 to avoid fee), a WINcentive Savings Account with prize-linked savings incentives, a Rainy Day Savings Account with high-yield dividends on balances up to $1,000 and automatic debit card round-up deposits, and Holiday & Vacation Club accounts for goal-based saving. All savings accounts support POD beneficiary designations and trust titling.
Del-One offers standard Share Certificates with a $500 minimum deposit and Jumbo Share Certificates with a $100,000 minimum deposit. Both types offer fixed rates higher than regular savings with terms ranging from 6 months to 5 years. IRA Certificates are also available for tax-advantaged retirement savings.
Del-One operates 10 branch locations throughout Delaware: Bear, Dagsboro, Downtown Dover, Georgetown, Milford, New Castle, Seaford, Smyrna, West Dover, and Wilmington. Most branches are open Monday through Thursday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm, and Saturday 9:00 am to 12:00 pm. Del-One is also part of the Co-Op Network, providing access to nearly 30,000 surcharge-free ATM locations nationwide. As of November 1, 2025, Legacy Louviers FCU members can also be served at Del-One branches.
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
WebsiteLearn more →
Member Services
Phone1-302-739-4496
Fax1-302-739-2868
Mailing Address
Del-One Federal Credit Union, 270 Beiser Blvd, Dover, DE 19904
Verified Feb 2026
Estate planning resources for Del-One customers
Tools and documents to help protect your Del-One accounts.
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