What happens to your Current accounts when you die

No POD or TOD designation is available on any Current account type. The account cannot be owned or titled as Payable on Death (POD) or In Trust For (ITF).^{1, 2}

Current does not offer joint accounts: "Unfortunately, we don't offer joint accounts at this time."³

A Teen Account is not the teen's own account: the teen is an Authorized User on the parent's single-owner account, and that authority "may be automatically terminated by the death of any owner of the CRB Account."¹

Cryptocurrency is held at Zero Hash LLC, not at Current or either partner bank, and carries no beneficiary designation.⁴

An owner may give another person authority to make transactions on the account by power of attorney, using a power of attorney form. Current may refuse a power of attorney for reasonable cause and may require the agent to sign an affidavit that the principal is alive and competent.¹

A power of attorney stays in force until Current receives written revocation from the principal, or written notice of the principal's death or of the agent's death or incapacity.¹

There is no trust titling and no "In Trust For" registration. The account may be owned and titled only in the name of one person and cannot be titled by an organization.^{1, 2}

Opening runs only through the app and only in a natural person's own name: "You may open a CRB Account by using the Current mobile banking application."¹

Current requires a U.S. Social Security number to open an account, so there is no application path for a trust.³

The partner banks whose deposit agreements govern Current accounts^{1, 2}

Custody of cryptocurrency bought through Current⁴