Estate planning at Columbia Bank

Yes. Columbia Bank offers Traditional IRA and Roth IRA accounts in both IRA Savings and IRA CD formats. You must be 18 or older to open an IRA. Contribution limits are $7,000/year ($8,000 if 50+). Open an IRA by calling 1-866-486-7782 or visiting a branch. You can name primary and contingent beneficiaries on your IRA.

Columbia State Bank was the banking subsidiary of Columbia Banking System, Inc. On March 1, 2023, Columbia Banking System merged with Umpqua Holdings Corporation. The combined bank initially operated under the Umpqua Bank name before rebranding to Columbia Bank on September 1, 2025. All former Columbia State Bank accounts now operate under the Columbia Bank brand.

Columbia Banking System completed its acquisition of Pacific Premier Bancorp on September 2, 2025. All Pacific Premier Bank branches and accounts were transitioned to the Columbia Bank brand. Former Pacific Premier customers now access their accounts through columbiabank.com. Products, services, and account features may have changed during the transition.

Umpqua Bank was renamed to Columbia Bank effective September 1, 2025, following the merger of Columbia Banking System and Umpqua Holdings Corporation (completed March 2023). All former Umpqua Bank branches and accounts now operate under the Columbia Bank name and brand.

Yes. Columbia Bank deposit accounts including checking, savings, money market, and CDs can be retitled to a revocable living trust. Visit a branch with your trust documents (Certification of Trust or full trust agreement) and government-issued ID for all trustees. You will need to complete a new signature card and W-9 form. Once an account is retitled to a trust, any existing POD designations no longer apply -- the trust document controls who inherits. IRA accounts cannot be retitled to a trust, but a trust can be named as IRA beneficiary.

Columbia Bank operates over 350 branches across 8 western states: Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, and Washington. The acquisition of Pacific Premier Bancorp (completed September 2, 2025) significantly expanded coverage in Southern California, Arizona, Nevada, Colorado, and Utah. Columbia Trust Company, a division of Columbia Bank, is licensed to administer trusts in all 50 states.