How to name beneficiaries and fund a trust at Clearview FCU
Beneficiaries are managed in branch or by phone. Trust paperwork is taken in branch
Preparing your Clearview FCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Clearview FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Across 25 product types, Clearview FCU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Beneficiary form at Clearview FCU
Beneficiary designation form.
- Beneficiary Social Security number
- Beneficiary address
- Beneficiary phone number
- Beneficiary email
- Verify your identity with account information
- Provide the beneficiary's Social Security number, address, phone number, and email
Required Documents
- Government-issued photo ID (at a financial center)
- Account information to verify your identity (on a call or video appointment)
- Beneficiary's Social Security number
- Beneficiary's address
- Beneficiary's phone number
- Beneficiary's email
- Complete trust document or certification of trust
- Government-issued photo ID for all trustees
- Trust EIN (Employer Identification Number) or SSN for revocable living trusts
Required Documents
- Complete trust document or certification of trust. Clearview takes the full trust agreement or a Certification of Trust (also called a Certificate of Trust or Abstract of Trust)
- Government-issued photo ID (for each trustee)
- Trust tax identification number. The trust's EIN, or the SSN for a revocable living trust
- New account documentation for trust ownership (completed at the appointment)
- Beneficiary Social Security number
- Beneficiary address
- Beneficiary phone number
- Beneficiary email
- Verify your identity with account information
- Provide the beneficiary's Social Security number, address, phone number, and email
Required Documents
- Government-issued photo ID (at a financial center)
- Account information to verify your identity (on a call or video appointment)
- Beneficiary's Social Security number
- Beneficiary's address
- Beneficiary's phone number
- Beneficiary's email
- Complete trust document or certification of trust
- Government-issued photo ID for all trustees
- Trust EIN (Employer Identification Number) or SSN for revocable living trusts
Required Documents
- Complete trust document or certification of trust. Clearview takes the full trust agreement or a Certification of Trust (also called a Certificate of Trust or Abstract of Trust)
- Government-issued photo ID (for each trustee)
- Trust tax identification number. The trust's EIN, or the SSN for a revocable living trust
- New account documentation for trust ownership (completed at the appointment)
- Beneficiary Social Security number
- Beneficiary address
- Beneficiary phone number
- Beneficiary email
- Verify your identity with account information
- Provide the beneficiary's Social Security number, address, phone number, and email
Required Documents
- Government-issued photo ID (at a financial center)
- Account information to verify your identity (on a call or video appointment)
- Beneficiary's Social Security number
- Beneficiary's address
- Beneficiary's phone number
- Beneficiary's email
What Clearview FCU says about beneficiaries and trusts
Each section is Clearview FCU's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary3
- Payable-on-death account
A payable-on-death designation is available on deposit accounts: checking, savings, money market and certificates.1
- IRA
IRA beneficiary designations are separate from deposit-account POD designations and use their own forms.1
- Health savings account
HSA beneficiary designations are separate from deposit-account POD designations and use their own forms.1
Who can be named1
What a designation takes to be effective
- All accounts
The owner signs the beneficiary designation form with a Clearview representative at the appointment, electronically on a video appointment. The beneficiary does not need to attend.1
Beneficiary forms Clearview FCU issues1
- Beneficiary designation form
Completed by the account owner, with the representative at the appointment (in-branch or Clearview Live video). Provided at a branch.1
What Clearview FCU's agreement says about beneficiaries3
- What the owner keeps while living
Clearview explains that "account ownership passes to the beneficiary upon the passing of account owner" and that "beneficiaries have no ownership or right to funds in the account while the account holder is alive."1
- Online access
Beneficiary changes cannot be completed through digital banking. They require an in-branch or Clearview Live video appointment.1
- Joint accounts
Joint accounts at Clearview are classified as "Joint with Right of Survivorship," so they pass to the surviving owners. The account may still need to be closed or retitled depending on how it is titled, and it must be closed when the deceased was the tax owner.1
State requirements Clearview FCU statesPennsylvania
- Pennsylvania
Clearview states that a Pennsylvania power of attorney cannot be used to add or change a beneficiary after the account owner dies, because the agent's authority ends at the date of death.1
Which accounts a trust can hold3
What Clearview FCU says about trust accounts2
- Whether a new account is opened
New account documentation is completed to retitle the account to the trust. Existing accounts may need to be closed and reopened in the trust name.1
- Membership
Members must maintain a $10 Clearview Savings (Primary Savings) balance to retain membership. Clearview states that once you have joined, membership is for life regardless of where you move.1
Accounts handled elsewhere1
- LPL Financial at Clearview Wealth Management Group
Beneficiary designations and trust retitling for investment accounts2
Phone: 1-800-926-0003 (ext. 21040)
Not in Clearview FCU's published guidance1
- A beneficiary form to download
Sources
Data sourced from Clearview FCU primary sources (13 pages reviewed). How we research.
Download these Clearview FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Clearview FCU primary sources. Bring it to the branch or keep it beside the phone.
Clearview FCU estate support
Phone
Voice Banking (Claire)
Credit Card Customer Service
Lost/Stolen Credit Card
Lost/Stolen Debit Card
Clearview Wealth Management Group
Debit Card PIN Changes
Member Resolutions (Collections)
GreenPath Debt Solutions
Moon Township (Main Office)
Mortgage Payments (Midwest Loan Services)
Hours
Mailing address
Website
Estate requests go through general customer service.
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