Estate planning at CEFCU
How to protect 14 CEFCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through CEFCU's Trust and Investment Management (Members Trust Company)
Phone1-800-542-3328
Mailing Address
CEFCU, P.O. Box 1805, Peoria, IL 61656-1805
IRA Department
TTY (Hearing Impaired)
Website accessibility / screen reader support
Touch-Tone Teller phone banking (24/7)
WebsiteLearn more→
Trust and Investment Management (Members Trust Company)
Phone309-633-2681
Fax309-633-2588
Mailing Address
7900 N. University Street, Peoria, IL 61615
WebsiteLearn more→
Death Claims / Member Contact Center
Phone1-800-542-3328
Toll-Free1-800-542-3328
Mailing Address
CEFCU, P.O. Box 1805, Peoria, IL 61656-1805
Verified May 2026
CEFCU is a credit union offering 14 accounts that interact with estate planning in different ways. As a membership-based credit union, CEFCU serves members through 22 Central Illinois Member Centers, 4 Metro East Illinois Member Centers, and 7 California Member Centers. Membership open to those who live, work, or worship in eligible counties in Illinois (Fulton, Knox, Livingston, Logan, McLean, Macon, Marshall, Mason, Peoria, Putnam, Sangamon, Stark, Tazewell, and Woodford counties) and California (Alameda, Contra Costa, and Santa Clara counties). Also open to employees and retirees of Caterpillar Inc., Caterpillar subsidiaries and dealers, CEFCU partner companies, ISU Alumni Association members, and ISU Athletic Boosters Association members. Immediate family members and household members of eligible individuals may also join. Once joined, membership is for life. Headquarters: 2801 W. War Memorial Dr., Peoria, IL 61613. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Account holders can update their beneficiary designations at CEFCU in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
CEFCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at CEFCU.
View details →When someone dies
Death claim process
Contact CEFCU's Trust and Investment Management (Members Trust Company) to file a claim. 6-step process, 6 required documents, and contact information for survivors.
View details →CEFCU's Trust and Investment Management (Members Trust Company) can answer questions about beneficiaries, trusts, or death claims at 309-633-2681.
CEFCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
CEFCU does not run an in-house trust department. Trust administration, estate settlement, corporate trustee service, agent-for-trustee service, living trust management, and special needs trusts are all provided through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency and owned by credit unions. Reach the CEFCU Trust and Investment Management team at 309.633.2681, fax 309.633.2588, or 7900 N. University Street, Peoria, IL 61615. These trust products are not NCUA insured and involve investment risk.
Sources
Data sourced from CEFCU primary sources (19 pages reviewed). How we research.
Phone1-800-542-3328
Mailing Address
CEFCU, P.O. Box 1805, Peoria, IL 61656-1805
IRA Department
TTY (Hearing Impaired)
Website accessibility / screen reader support
Touch-Tone Teller phone banking (24/7)
WebsiteLearn more→
Trust and Investment Management (Members Trust Company)
Phone309-633-2681
Fax309-633-2588
Mailing Address
7900 N. University Street, Peoria, IL 61615
WebsiteLearn more→
Death Claims / Member Contact Center
Phone1-800-542-3328
Toll-Free1-800-542-3328
Mailing Address
CEFCU, P.O. Box 1805, Peoria, IL 61656-1805
Verified May 2026
Estate planning articles
Learn how to protect your CEFCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
