How to name beneficiaries and fund a trust at Camden National
Covers 9 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Customer Assistance Center
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
WebsiteLearn more→
Customer Assistance Center / Camden National Wealth Management
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
Wealth Management
WebsiteNotify online→
Verified Apr 2026
Estate planning for your Camden National accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
With 13 product types, Camden National offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Access CheckingChoice CheckingRewards CheckingPremier CheckingPromise SavingsHigh-Yield SavingsMoney Market AccountCertificate of Deposit (CD)Health Savings Account (HSA)
1
Visit any Camden National Bank banking center with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders may require spousal consent
Customer Assistance Center
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
WebsiteLearn more→
Customer Assistance Center / Camden National Wealth Management
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
Wealth Management
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Camden National accounts and other assets with trusts, beneficiary designations, and estate planning documents.
