Estate planning at Camden National
How to protect 13 Camden National accounts — manage beneficiaries in-branch, fund a trust online, and file claims through Camden National's Camden National Wealth Management
Customer Assistance Center
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
WebsiteLearn more→
Customer Assistance Center / Camden National Wealth Management
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
Wealth Management
WebsiteNotify online→
Verified Jul 2026
Camden National offers 13 consumer accounts that interact with estate planning in distinct ways. Of those, 10 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Managing beneficiaries at Camden National is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Camden National: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust online, and review 13 account types at Camden National.
View details →When someone dies
Death claim process
Contact Camden National's Camden National Wealth Management to file a claim. 5-step process, 8 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Camden National's Camden National Wealth Management at 1-800-224-5166.
Because Camden National serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. Camden National Bank accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a banking center with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them.
Yes. Existing deposit accounts (checking, savings, money market, CDs) can be retitled to your revocable living trust. Visit a Camden National Bank banking center with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA and HSA accounts cannot be retitled to a trust.
Yes. Camden National Wealth Management provides trust and estate administration services, including serving as corporate Trustee, Co-Trustee, Agent for Trustee, or personal representative. The division manages personal trusts, charitable trusts, insurance trusts, special needs trusts, revocable living trusts, and irrevocable trusts. As a nationally chartered trust operation, it has authority to administer trusts and estates throughout the United States. The team includes Chartered Financial Analysts (CFA) and Certified Trust and Fiduciary Advisors (CTFA). Contact the Wealth Management team at 800-224-5166.
Yes. A trust can be named as beneficiary on Traditional IRA and Roth IRA accounts at Camden National Bank. Contact a banking center at 800-860-8821 to request the IRA Beneficiary Designation form. You will need to provide the trust name, date established, and tax identification number. IRA accounts cannot be retitled to a trust -- beneficiary designation is the only transfer method.
Camden National Wealth Management provides investment management, goals-based financial planning, and trust and estate services to individual and institutional clients in Maine and throughout the United States. The team includes Chartered Financial Analysts (CFA) and Certified Trust and Fiduciary Advisors (CTFA). Services include serving as corporate Trustee, Co-Trustee, Agent for Trustee, or personal representative. Contact the Wealth Management team at 800-224-5166.
Camden National Bank operates 72 banking centers across Maine and New Hampshire. The bank completed its merger with Northway Financial, Inc. on January 2, 2025, expanding its New Hampshire presence. Mortgage lending is also available in Massachusetts through loan production offices. Camden National Bank is the largest Maine-headquartered bank, a subsidiary of Camden National Corporation (NASDAQ: CAC) with approximately $7 billion in assets.
Sources
Data sourced from Camden National primary sources (20 pages reviewed). How we research.
Customer Assistance Center
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
WebsiteLearn more→
Customer Assistance Center / Camden National Wealth Management
Phone(207) 236-8821
Toll-Free1-800-860-8821
Mailing Address
Camden National Bank, P.O. Box 310, Camden, ME 04843
Wealth Management
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Camden National accounts and other assets with trusts, beneficiary designations, and estate planning documents.
