How to name beneficiaries and fund a trust at California CU
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Phone1-800-334-8788
Mailing Address
California Credit Union, P.O. Box 29100, Glendale, CA 91209-9100
International (outside the U.S.)
Telephone Banking (24/7)
Real Estate Loan Center
Business Banking
WebsiteLearn more→
Phone1-800-334-8788
Mailing Address
California Credit Union, P.O. Box 29100, Glendale, CA 91209-9100
International (outside the U.S.)
Telephone Banking (24/7)
Real Estate Loan Center
Business Banking
WebsiteLearn more→
Member Services
Phone1-800-334-8788
Fax1-858-769-7956
Mailing Address
California Credit Union, P.O. Box 29100, Glendale, CA 91209-9100
WebsiteNotify online→
Verified Jul 2026
Preparing your California CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because California CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
With 15 product types, California CU offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Personal CheckingPerformance CheckingeCheckingStudent CheckingBank On CheckingShare SavingsStudent SavingsMoney Market SavingsShare CertificateHSA Checking
1
Visit any California Credit Union or North Island Credit Union branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders in California (a community property state) may require spousal consent
Sources
Data sourced from California CU primary sources (25 pages reviewed). How we research.
Download these California CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against California CU primary sources. Bring it to the branch or keep it beside the phone.
Phone1-800-334-8788
Mailing Address
California Credit Union, P.O. Box 29100, Glendale, CA 91209-9100
International (outside the U.S.)
Telephone Banking (24/7)
Real Estate Loan Center
Business Banking
WebsiteLearn more→
Phone1-800-334-8788
Mailing Address
California Credit Union, P.O. Box 29100, Glendale, CA 91209-9100
International (outside the U.S.)
Telephone Banking (24/7)
Real Estate Loan Center
Business Banking
WebsiteLearn more→
Member Services
Phone1-800-334-8788
Fax1-858-769-7956
Mailing Address
California Credit Union, P.O. Box 29100, Glendale, CA 91209-9100
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your California CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
