How to name beneficiaries and fund a trust at BOK Financial
Covers 14 deposit, 3 retirement, and 1 lending accounts — beneficiaries must be updated in-branch
BOK Financial, One Williams Center, 101 E 2nd St, Tulsa, OK 74103
BOK Financial Fiduciary Services / Private Wealth
ExpressBank (deposit deceased-account handling) / Estate Settlement & Administration
BOK Financial, P.O. Box 2300, Tulsa, OK 74192 (general BOK Financial / Bank of Oklahoma Tower correspondence address; deposit deceased-account documentation is normally submitted through a branch or as directed by ExpressBank)
Preparing your BOK Financial accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
Across 18 product types, BOK Financial accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Full legal name, date of birth, and Social Security number for each beneficiary
- Percentage allocations for each beneficiary (must total 100%)
- For trusts as beneficiary: trust name, date established, and tax ID number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD assets bypass probate entirely
- POD designations override your will
- Trusts can be named as POD beneficiaries on deposit accounts
- IRA beneficiary designations use a separate form from POD designations for deposit accounts
- Named beneficiaries should be reviewed periodically and after major life events
Sources
Data sourced from BOK Financial primary sources (18 pages reviewed). How we research.
Download these BOK Financial instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against BOK Financial primary sources. Bring it to the branch or keep it beside the phone.
BOK Financial, One Williams Center, 101 E 2nd St, Tulsa, OK 74103
BOK Financial Fiduciary Services / Private Wealth
ExpressBank (deposit deceased-account handling) / Estate Settlement & Administration
BOK Financial, P.O. Box 2300, Tulsa, OK 74192 (general BOK Financial / Bank of Oklahoma Tower correspondence address; deposit deceased-account documentation is normally submitted through a branch or as directed by ExpressBank)
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