Estate planning and settlement at Black Hills FCU
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-482-2428
How your Black Hills FCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Black Hills FCU headquartered at 2700 N Plaza Drive, Rapid City, SD 57702. The branch locator states "We're here to serve you throughout the Black Hills, South Dakota, Montana and Wyoming." Listed Member Service Centers are in Rapid City (multiple, including East North Street, Mountain View Road, Main Street downtown, North Plaza Drive, Elk Vale Road, Minnesota Street and Mount Rushmore Road), Box Elder, Spearfish, Sturgis, Wall, Custer, Hot Springs, Pierre, Eagle Butte (Cheyenne River) and Sioux Falls (Marion Road, 41st and Hawthorne, W 10th Street and East 10th Street), plus Billings, Montana (West Park and Shiloh). No standalone Wyoming branch address appears in the current locator even though Wyoming is named in the service area. With 13 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at Black Hills FCU can be managed in branch and by phone, typically taking 15 to 30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Black Hills FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at Black Hills FCU.
Preparing your estate →Death claim process
Report the death to Black Hills FCU's Member Services at 1-800-482-2428. The page lists the steps and the documents to send.
When someone dies →For questions about any of these procedures, contact Black Hills FCU's Black Hills Trust Company, LLC at 1-605-939-3601. Email inquiries can be sent to info@bhtrustco.com.
Black Hills FCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Sources
Data sourced from Black Hills FCU primary sources (14 pages reviewed). How we research.
Black Hills FCU customer support
Member Services
Phone
Toll-free
Sioux Falls Area
QuickTeller Telephone Banking
Credit Card Fraud Service Center
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Estate planning articles
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