How to name beneficiaries and fund a trust at BECU
Covers 12 deposit, 4 retirement, and 3 investment accounts — beneficiaries can be managed online
Phone1-206-439-5700
Toll-Free1-800-233-2328
Mailing Address
BECU, PO Box 97050, Seattle, WA 98124-9750
After Hours
WebsiteLearn more→
BECU Trust Services (Members Trust Company)
Phone1-206-812-5176
Emailbecutrust@becu.org
Fax1-206-439-5888
Mailing Address
BECU Trust Services, PO Box 97050, MS 1017-1, Seattle, WA 98124-9750
WebsiteLearn more→
Account Servicing
Phone1-800-233-2328
Toll-Free1-800-233-2328
Mailing Address
BECU MS 1094-2, Attention: Account Servicing, PO Box 97050, Seattle, WA 98124-9750
Mortgage
Loan Loss Management
After Hours
WebsiteNotify online→
Verified Apr 2026
There are two ways to keep your BECU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because BECU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Across 19 product types, BECU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
BECU CheckingBECU Member Advantage CheckingBECU Member Share SavingsBECU Member Advantage SavingsBECU Money Market AccountBECU Money Market Account with Member AdvantageBECU Standard Certificate of DepositBECU Bump Certificate of DepositBECU Add-To Certificate of DepositBECU Teen CheckingBECU Student CheckingBECU Early Saver
1
Access the Designate Beneficiaries form via DocuSign on BECU's website
2
Complete and sign the form electronically:
- Primary account holder completes and electronically signs the form
- If joint account, joint account holders receive an email with a link to sign
3
Form is automatically submitted to BECU upon completion
4
Allow up to 10 business days for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Eligible accounts: checking, savings, CD, and money market (personal accounts only)
- Business and club accounts cannot have beneficiary designations
- IRA accounts use a separate IRA beneficiary designation process
- Percentages cannot be designated for beneficiaries; each receives equal shares
- Maximum 7 beneficiaries per form; use multiple forms for more
- Submitting a new form removes all previous designations unless relisted
- Video Banking appointments also available for assistance with DocuSign form
Phone1-206-439-5700
Toll-Free1-800-233-2328
Mailing Address
BECU, PO Box 97050, Seattle, WA 98124-9750
After Hours
WebsiteLearn more→
BECU Trust Services (Members Trust Company)
Phone1-206-812-5176
Emailbecutrust@becu.org
Fax1-206-439-5888
Mailing Address
BECU Trust Services, PO Box 97050, MS 1017-1, Seattle, WA 98124-9750
WebsiteLearn more→
Account Servicing
Phone1-800-233-2328
Toll-Free1-800-233-2328
Mailing Address
BECU MS 1094-2, Attention: Account Servicing, PO Box 97050, Seattle, WA 98124-9750
Mortgage
Loan Loss Management
After Hours
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your BECU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
