How to name beneficiaries and fund a trust at BECU
Covers 12 deposit, 4 retirement, and 3 investment accounts — beneficiaries can be managed online
BECU, PO Box 97050, Seattle, WA 98124-9750
BECU Trust Services (Members Trust Company)
BECU Trust Services, PO Box 97050, MS 1017-1, Seattle, WA 98124-9750
Account Servicing
BECU MS 1094-2, Attention: Account Servicing, PO Box 97050, Seattle, WA 98124-9750
There are two ways to keep your BECU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because BECU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Across 19 product types, BECU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Primary account holder completes and electronically signs the form
- If joint account, joint account holders receive an email with a link to sign
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Eligible accounts: checking, savings, CD, and money market (personal accounts only)
- Business and club accounts cannot have beneficiary designations
- IRA accounts use a separate IRA beneficiary designation process
- Percentages cannot be designated for beneficiaries; each receives equal shares
- Maximum 7 beneficiaries per form; use multiple forms for more
- Submitting a new form removes all previous designations unless relisted
- Video Banking appointments also available for assistance with DocuSign form
Sources
Data sourced from BECU primary sources (22 pages reviewed). How we research.
Download these BECU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against BECU primary sources. Bring it to the branch or keep it beside the phone.
BECU, PO Box 97050, Seattle, WA 98124-9750
BECU Trust Services (Members Trust Company)
BECU Trust Services, PO Box 97050, MS 1017-1, Seattle, WA 98124-9750
Account Servicing
BECU MS 1094-2, Attention: Account Servicing, PO Box 97050, Seattle, WA 98124-9750
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