Estate planning and settlement at Bayer Heritage
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-272-6003
Bayer Heritage offers 17 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Bayer Heritage membership is open to employees of Bayer Corporation entities specifically named in the BHFCU Charter, immediate family of existing members, and individuals who live, work, worship, or attend school in (or businesses and legal entities located in) Wetzel County WV, Tyler County WV, and Monroe County OH, plus specific areas of Marshall County WV, Berkeley County WV, Belmont County OH, Licking County OH, Muskingum County OH, Berkeley County SC, Charleston County SC, and Harris County TX. The credit union asks that you contact your local branch for the specific areas within those counties. Membership is also available through Preferred Business Partners and through the American Consumer Council (selected on the membership application at no extra cost). Join with a $5 share deposit. Branches today: New Martinsville and Moundsville (WV); the Martinsburg (WV) branch, relocated on June 10, 2026 to 106 Hovatter Drive, Inwood, WV 25428 but still listed as "Martinsburg, WV Branch"; Zanesville (OH); Bushy Park, Goose Creek, and Nexton (SC); Massey Tompkins in Baytown (TX); plus the New Martinsville Operations Center. The Pittsburgh, PA branch closed December 31, 2025, though the Account Disclosure still carries a Pennsylvania ownership-and-beneficiary section for legacy accounts. Telbec FCU (Beckley, WV) merged in on November 1, 2021 but Beckley is no longer a listed branch. Routing number 243475829. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Bayer Heritage lets account holders update beneficiary designations in branch, by phone, and by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Bayer Heritage provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Bayer Heritage.
Preparing your estate →Death claim process
Report the death to Bayer Heritage's Member Services at 1-800-272-6003. The page lists the steps and the documents to send.
When someone dies →Bayer Heritage is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from Bayer Heritage primary sources (28 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your Bayer Heritage accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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