Estate planning at Bayer Heritage
How to protect 17 Bayer Heritage accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Contact Center
Phone1-304-455-4029
Toll-Free1-800-272-6003
Mailing Address
Bayer Heritage Federal Credit Union, 17612 Energy Rd, Proctor, WV 26055
WebsiteLearn more→
Member Contact Center
Phone1-304-455-4029
Toll-Free1-800-272-6003
Mailing Address
Bayer Heritage Federal Credit Union, 17612 Energy Rd, Proctor, WV 26055
WebsiteLearn more→
Member Services
Phone1-304-455-4029
Toll-Free1-800-272-6003
Fax1-304-810-5005
Mailing Address
Bayer Heritage Federal Credit Union, 17612 Energy Rd, Proctor, WV 26055
Verified Apr 2026
Bayer Heritage offers 17 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Bayer Heritage membership is open to employees of Bayer Corporation entities named in the BHFCU Charter, immediate family of existing members, and individuals who live, work, worship, or attend school in Wetzel County WV, Tyler County WV, Monroe County OH, and select areas of Marshall County WV, Belmont County OH, Licking County OH, Muskingum County OH, Berkeley County SC, Charleston County SC, and Harris County TX. Membership also available through Preferred Business Partners and the American Consumer Council (no additional cost to join ACC). Join with a $5 Share Account deposit. Bayer Heritage operates branches in West Virginia, Ohio, Pennsylvania, South Carolina, and Texas. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
At Bayer Heritage, beneficiary designations are managed in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Bayer Heritage provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Bayer Heritage.
View details →When someone dies
Death claim process
6-step process, 6 required documents, and contact information for survivors.
View details →Bayer Heritage is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from Bayer Heritage primary sources (21 pages reviewed). How we research.
Member Contact Center
Phone1-304-455-4029
Toll-Free1-800-272-6003
Mailing Address
Bayer Heritage Federal Credit Union, 17612 Energy Rd, Proctor, WV 26055
WebsiteLearn more→
Member Contact Center
Phone1-304-455-4029
Toll-Free1-800-272-6003
Mailing Address
Bayer Heritage Federal Credit Union, 17612 Energy Rd, Proctor, WV 26055
WebsiteLearn more→
Member Services
Phone1-304-455-4029
Toll-Free1-800-272-6003
Fax1-304-810-5005
Mailing Address
Bayer Heritage Federal Credit Union, 17612 Energy Rd, Proctor, WV 26055
Verified Apr 2026
Estate planning articles
Learn how to protect your Bayer Heritage accounts and other assets with trusts, beneficiary designations, and estate planning documents.
