How to name beneficiaries and fund a trust at Axos
Covers 12 deposit, 4 investment, 6 retirement, and 2 lending accounts — beneficiaries can be managed online
Personal Banking
Axos Bank, 4350 La Jolla Village Drive, Suite 140, San Diego, CA 92122
Personal Banking
Axos Bank, 4350 La Jolla Village Drive, Suite 140, San Diego, CA 92122
Death Claims / Estate Services
Axos Bank, PO Box 509127, San Diego, CA 92150-9727
Estate planning for your Axos accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Across 24 product types, Axos accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Full legal name
- Date of birth
- Social Security number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Account must be registered as individual or eligible joint account
- Eligible joint: joint tenants with rights of survivorship or tenants by entirety
- For joint accounts, POD beneficiary receives funds only after death of all account owners
- You may change your designated beneficiary at any time by submitting a new request
- Named beneficiaries override your will
- TOD Agreement for investment accounts is governed by the laws of the State of Nebraska
- IRA accounts use a separate IRA Beneficiary Designation or Change Request form
Sources
Data sourced from Axos primary sources (32 pages reviewed). How we research.
Download these Axos instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Axos primary sources. Bring it to the branch or keep it beside the phone.
Personal Banking
Axos Bank, 4350 La Jolla Village Drive, Suite 140, San Diego, CA 92122
Personal Banking
Axos Bank, 4350 La Jolla Village Drive, Suite 140, San Diego, CA 92122
Death Claims / Estate Services
Axos Bank, PO Box 509127, San Diego, CA 92150-9727
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