Estate planning at Associated Bank
How to protect 17 Associated Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Associated Bank's Private Wealth - Trust & Estate Administration
Phone1-800-236-8866
Private Banking
Home Equity & Auto Lending
Mortgage Direct Lending
Auto Finance
HSA / Benefits Connection (Participant)
HSA / Benefits Connection (Employer)
Escrow Analysis Questions
Personal Visa Credit Card
Business Credit Card
WebsiteLearn more→
Private Wealth - Trust & Estate Administration
Phone1-800-431-4649
Private Banking
Associated Investment Services
WebsiteLearn more→
WE CARE Department
Phone1-800-236-8866
Mailing Address
Associated Bank, WE CARE Department, 1305 Main Street, MS 7722, Stevens Point, WI 54481-0327
WE CARE Feedback Line
Verified Apr 2026
Associated Bank has 17 accounts, each with different rules for what happens when the account holder dies. Of those, 15 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
Managing beneficiaries at Associated Bank is straightforward—changes can be made in branch and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Associated Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Associated Bank.
View details →When someone dies
Death claim process
Contact Associated Bank's Private Wealth - Trust & Estate Administration to file a claim. 4-step process, 5 required documents, and contact information for survivors.
View details →Reach Associated Bank's Private Wealth - Trust & Estate Administration at 1-800-431-4649 for help with any of these procedures.
Associated Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Associated Bank allows deposit accounts such as checking, savings, money market, and CDs to be retitled to a revocable living trust. Visit a branch with your trust document or Certificate of Trust, government-issued IDs for all trustees, and the trust EIN if applicable. You can also call Wealth Services at 1-800-431-4649 for guidance.
Associated Bank will not permit an agent to designate, remove, or change POD beneficiaries unless the bank determines that the document establishing the agency clearly authorizes the agent to exercise testamentary powers.
Associated Bank Private Wealth offers estate settlement services, guardianship and conservatorship, irrevocable trust accounts, and revocable living trusts. Their team of CFP, CTFA, and CFA professionals works with clients on estate plans including selecting a personal representative, establishing bequests, making provisions for disabled heirs, and reducing estate settlement costs. Contact Wealth Services at 1-800-431-4649.
Yes. Associated Bank offers Estate Checking accounts designed for executors and personal representatives to manage estate funds during the administration process. The account requires a $100 minimum opening deposit, has no minimum balance requirement, and no monthly maintenance fee. A $4 monthly paper statement fee applies unless enrolled in paperless statements through business online banking.
For deposit-based IRAs (Starter IRA, Fixed-Rate IRA, Fixed-Rate Add-On IRA), contact Associated Bank at 1-800-236-8866 or visit a branch to request a beneficiary designation form. For self-directed brokerage IRAs through Associated Investment Services (AIS), you can manage beneficiary designations through the Wealthscape Investor portal or by calling AIS at 1-800-595-7722. You can designate primary and contingent beneficiaries, and a trust can be named as a beneficiary on IRA accounts.
Associated Bank operates nearly 200 banking locations across Wisconsin, Illinois, Minnesota, and Missouri. The bank also has loan production offices in Indiana, Michigan, New York, Ohio, and Texas. Health savings accounts through Associated Benefits Connection are available in all 50 states.
Sources
Data sourced from Associated Bank primary sources (22 pages reviewed). How we research.
Phone1-800-236-8866
Private Banking
Home Equity & Auto Lending
Mortgage Direct Lending
Auto Finance
HSA / Benefits Connection (Participant)
HSA / Benefits Connection (Employer)
Escrow Analysis Questions
Personal Visa Credit Card
Business Credit Card
WebsiteLearn more→
Private Wealth - Trust & Estate Administration
Phone1-800-431-4649
Private Banking
Associated Investment Services
WebsiteLearn more→
WE CARE Department
Phone1-800-236-8866
Mailing Address
Associated Bank, WE CARE Department, 1305 Main Street, MS 7722, Stevens Point, WI 54481-0327
WE CARE Feedback Line
Verified Apr 2026
Estate planning articles
Learn how to protect your Associated Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
