Estate planning at Apple
How to protect 4 Apple accounts — manage beneficiaries online, and file death claims
Goldman Sachs Apple Card Support
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
Goldman Sachs Apple Card Support
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
Goldman Sachs Apple Card Support (Deceased Accounts)
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
Apple has 4 accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
Account holders can update their beneficiary designations at Apple online and by phone.
There are two sides to estate planning at Apple: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, and review 4 account types at Apple.
View details →When someone dies
Death claim process
5-step process, 5 required documents, and contact information for survivors.
View details →Frequently asked questions
Open the Wallet app on your iPhone (iOS 17.4 or later required), tap Apple Card, then tap your Savings account. Tap the More button, then Account Details. Scroll down and tap Account Information, then tap Manage Beneficiaries. This will display a support number to call a Savings Account Specialist, who will process the beneficiary changes. You can also call Goldman Sachs Apple Card support directly at 877-255-5923. Up to six beneficiaries can be designated, and all receive equal shares. See https://support.apple.com/en-us/102163.
No. Apple Savings does not allow trusts or legal entities to be named as POD beneficiaries. Only individual U.S. citizens or legal permanent residents can be designated as beneficiaries. Additionally, Apple Savings accounts cannot be retitled to a trust, and linked external bank accounts must be personal accounts, not trust accounts. The only estate planning option available is naming up to six individual POD beneficiaries who receive equal shares.
Sources
Data sourced from Apple primary sources (14 pages reviewed). How we research.
Goldman Sachs Apple Card Support
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
Goldman Sachs Apple Card Support
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
Goldman Sachs Apple Card Support (Deceased Accounts)
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
Estate planning articles
Learn how to protect your Apple accounts and other assets with trusts, beneficiary designations, and estate planning documents.
