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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
Home→Financial Institutions→Apple

Estate planning at Apple

How to protect 4 Apple accounts — manage beneficiaries online, and file death claims

Apple

Subsidiary of Apple Inc.

apple.com/apple-card→
Apple logo

Goldman Sachs Apple Card Support

Phone1-877-255-5923
Mailing Address

Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112

WebsiteLearn more→

Goldman Sachs Apple Card Support

Phone1-877-255-5923
Mailing Address

Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112

WebsiteLearn more→

Goldman Sachs Apple Card Support (Deceased Accounts)

Phone1-877-255-5923
Mailing Address

Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112

WebsiteNotify online→
Verified Jul 2026

Apple has 4 accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.

Account holders can update their beneficiary designations at Apple online and by phone.

There are two sides to estate planning at Apple: setting things up while you're alive, and the process survivors follow after a death.

Preparing your estate

Beneficiaries and trust funding

How to manage beneficiaries online, and review 4 account types at Apple.

View details →

When someone dies

Death claim process

5-step process, 5 required documents, and contact information for survivors.

View details →

Frequently asked questions

Open the Wallet app on your iPhone (iOS 17.4 or later required), tap Apple Card, then tap your Savings account. Tap the More button, then Account Details. Scroll down and tap Account Information, then tap Manage Beneficiaries. This will display a support number to call a Savings Account Specialist, who will process the beneficiary changes. You can also call Goldman Sachs Apple Card support directly at 877-255-5923. Up to six beneficiaries can be designated, and all receive equal shares. See https://support.apple.com/en-us/102163.

No. Apple Savings does not allow trusts or legal entities to be named as POD beneficiaries. Only individual U.S. citizens or legal permanent residents can be designated as beneficiaries. Additionally, Apple Savings accounts cannot be retitled to a trust, and linked external bank accounts must be personal accounts, not trust accounts. The only estate planning option available is naming up to six individual POD beneficiaries who receive equal shares.

SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • support.apple.com
  • apple.com
  • applecash.greendot.com
  • goldmansachs.com
  • learn.applecard.apple
  • sec.gov

Data sourced from Apple primary sources (14 pages reviewed). How we research.

Apple

Subsidiary of Apple Inc.

apple.com/apple-card→
Apple logo

Goldman Sachs Apple Card Support

Phone1-877-255-5923
Mailing Address

Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112

WebsiteLearn more→

Goldman Sachs Apple Card Support

Phone1-877-255-5923
Mailing Address

Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112

WebsiteLearn more→

Goldman Sachs Apple Card Support (Deceased Accounts)

Phone1-877-255-5923
Mailing Address

Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112

WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Apple accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Estate planning articles

Learn how to protect your Apple accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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