How to designate beneficiaries at Apple
Covers 1 lending, and 3 deposit accounts — beneficiaries can be managed online
Goldman Sachs Apple Card Support
Phone1-877-255-5923
Mailing Address
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
WebsiteLearn more→
Goldman Sachs Apple Card Support
Phone1-877-255-5923
Mailing Address
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
WebsiteLearn more→
Goldman Sachs Apple Card Support (Deceased Accounts)
Phone1-877-255-5923
Mailing Address
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
WebsiteNotify online→
Verified Apr 2026
Preparing your Apple accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and aligning account ownership with your broader estate plan. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at Apple vary across 4 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Apple SavingsDaily CashApple Cash
1
Navigate to beneficiary management in Apple Wallet:
- Open Apple Wallet on iPhone (iOS 17.4 or later required)
- Tap Apple Card, then tap the Savings account
- Tap the More button (three-dot icon) at top right
- Tap Account Details
- Scroll down and tap Account Information
- Tap Manage Beneficiaries
2
Tap the support number shown to speak with a Savings Account Specialist
3
Provide beneficiary details: full legal name, date of birth, and SSN for up to six beneficiaries
4
Confirm changes with the specialist; all beneficiaries receive equal shares
Special Requirements
- Requires iOS 17.4 or later for in-app beneficiary management
- Beneficiaries must be U.S. citizens or legal permanent residents
- Trusts and legal entities cannot be named as beneficiaries
- Maximum of six beneficiaries, distributed in equal shares only
- Custom allocation percentages are not available
- Apple Card (credit card) does not support beneficiary designations
- Apple Cash (serviced by Green Dot Bank) does not support beneficiary designations
Goldman Sachs Apple Card Support
Phone1-877-255-5923
Mailing Address
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
WebsiteLearn more→
Goldman Sachs Apple Card Support
Phone1-877-255-5923
Mailing Address
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
WebsiteLearn more→
Goldman Sachs Apple Card Support (Deceased Accounts)
Phone1-877-255-5923
Mailing Address
Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Apple accounts and other assets with trusts, beneficiary designations, and estate planning documents.
