How to name beneficiaries and fund a trust at Andrews FCU
Covers 11 deposit, 2 retirement, and 6 lending accounts — beneficiaries must be updated in-branch
Member Service Center
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
Member Service Center
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
Deposit Support Services
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
Preparing your Andrews FCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Andrews FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Across 19 product types, Andrews FCU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations are available for non-IRA deposit accounts (checking, savings, money market, certificates)
- Up to four beneficiaries can be designated with equal shares
- Social Security numbers required for all designated beneficiaries
- Form is not effective until received and processed by Andrews FCU
- IRA beneficiary designations are handled separately from deposit account POD designations
- POD payees acquire ownership rights only after the death of all account owners
- Trusts can be named as POD beneficiaries on eligible deposit accounts
Sources
Data sourced from Andrews FCU primary sources (28 pages reviewed). How we research.
Download these Andrews FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Andrews FCU primary sources. Bring it to the branch or keep it beside the phone.
Member Service Center
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
Member Service Center
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
Deposit Support Services
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
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