How to name beneficiaries and fund a trust at Andrews FCU
Covers 11 deposit, 2 retirement, and 6 lending accounts — beneficiaries must be updated in-branch
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Deposit Support Services
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteNotify online→
Verified Apr 2026
Preparing your Andrews FCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Andrews FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Across 19 product types, Andrews FCU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Kasasa Cash CheckingKasasa Cash Back CheckingBase Share SavingsHigh-Yield Savings AccountKasasa SaverHoliday Club AccountVacation Club AccountPremium High-Yield Money MarketPremium Money MarketShare CertificateRaise Your Rate Share Certificate
1
Visit any Andrews FCU branch location
2
Bring the completed Payable-On-Death Beneficiary Designation Form, or request a copy at the branch
3
Provide government-issued photo ID
4
Branch representative processes the POD designation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations are available for non-IRA deposit accounts (checking, savings, money market, certificates)
- Up to four beneficiaries can be designated with equal shares
- Social Security numbers required for all designated beneficiaries
- Form is not effective until received and processed by Andrews FCU
- IRA beneficiary designations are handled separately from deposit account POD designations
- POD payees acquire ownership rights only after the death of all account owners
- Trusts can be named as POD beneficiaries on eligible deposit accounts
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Deposit Support Services
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Andrews FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
