Estate planning at Andrews FCU
How to protect 19 Andrews FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Deposit Support Services
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteNotify online→
Verified Apr 2026
Andrews FCU offers 19 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Andrews FCU headquartered at 5711 Allentown Road, Suitland, MD 20746. Branch locations in Washington, D.C., Maryland, Virginia, and New Jersey, plus overseas locations in Belgium, the Netherlands, and Germany serving military personnel. Originally chartered in 1948 at Joint Base Andrews. Membership available through military affiliation (Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst), employer groups, the American Consumer Council, or being an immediate family or household member of an existing member. $5 minimum required in base share savings account for membership. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Andrews FCU lets account holders update beneficiary designations in branch and by mail, typically taking 15-30 minutes to complete form; processing time after submission. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Andrews FCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 19 account types at Andrews FCU.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →Because Andrews FCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Visit an Andrews FCU branch with your complete trust document or Certificate of Trust, government-issued photo ID for all trustees, the trust EIN from the IRS, and Social Security numbers for all trustees. Complete a trust account application, and Andrews FCU will retitle the accounts to trust ownership. Processing takes approximately 1-2 weeks. Note that IRA accounts cannot be retitled to a trust due to IRS regulations.
Membership is available through several pathways: military or civilian personnel at Joint Base Andrews or Joint Base McGuire-Dix-Lakehurst; active duty U.S. Military or DoD civilians stationed in eligible overseas locations (Netherlands, Belgium, Germany); members of Andrews FCU employer groups; anyone who joins the American Consumer Council; or immediate family or household members of an existing Andrews FCU member. A $5 minimum deposit in a base share savings account is required to establish membership.
Kasasa Cash Checking earns up to 5.50% APY on balances up to $25,000 when monthly qualifications are met (15 debit card purchases, at least one direct deposit or ACH transaction, Digital Banking enrollment, e-statements). Kasasa Cash Back Checking earns 3.00% cash back on qualifying debit card purchases up to $300 monthly (up to $9/month). Both accounts are free with no minimum balance and include ATM withdrawal fee reimbursements up to $25/month when qualifications are met. Choose Kasasa Cash for higher balances and dividend earnings, or Kasasa Cash Back for spending rewards.
Visit an Andrews FCU branch with the following documents: a complete copy of your revocable living trust agreement or a Certificate of Trust, government-issued photo ID for all trustees, the trust Employer Identification Number (EIN) issued by the IRS, and Social Security numbers for all trustees. Andrews FCU will process a trust account application to retitle the account(s) to trust ownership. Processing takes approximately 1-2 weeks.
Andrews FCU offers several Visa credit cards: the Supreme Rewards Visa Signature (up to 4x points on streaming, gaming, and entertainment; 2x on commuting, fuel, dining, and groceries), the Supreme Rewards Visa Traditional, the Titanium Rewards Visa Signature (3x points on gas and groceries, 1.5x on all other purchases), and the Platinum Rewards Secured Visa for building or rebuilding credit. All cards have no annual fee. Rates start as low as 6.99% APR for balance transfers.
Sources
Data sourced from Andrews FCU primary sources (27 pages reviewed). How we research.
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Member Service Center
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteLearn more→
Deposit Support Services
Phone1-800-487-5500
Mailing Address
Andrews Federal Credit Union, 5711 Allentown Road, Suitland, MD 20746
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Andrews FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
