How to name beneficiaries and fund a trust at Ally Invest
Covers 7 investment, and 8 retirement accounts at Ally Invest
Phone1-855-880-2559
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
Ally Bank (Deposit Accounts)
International Callers
WebsiteLearn more→
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-0563
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteLearn more→
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-2969
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteNotify online→
Verified Apr 2026
Estate planning for your Ally Invest investment accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Ally Invest has 15 product types, and the estate transfer rules differ across them. Some support Transfer on Death (TOD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Self-Directed Trading Individual BrokerageSelf-Directed Trading Joint BrokerageRobo Portfolios IndividualRobo Portfolios JointPersonal Advice (Wealth Management)Self-Directed Trading Custodial AccountRobo Portfolios Custodial Account
1
Download the Non-IRA Beneficiary Designation form from ally.com (for brokerage) or the IRA Beneficiary Designation form (for retirement)
2
Complete the form with required information:
- Account number, date of birth, and SSN
- Designate up to 6 beneficiaries (non-IRA) or 8 beneficiaries (IRA) with percentage allocations totaling 100%
- For trusts as beneficiary: provide trust name, names of all trustees, and date established
3
Additional signatures and consent if applicable:
- Joint account holders must also sign the form
- For IRA in a community property state: include notarized spousal consent if naming non-spouse
4
Submit by uploading at secure.ally.com (log in, go to Investments, then Forms), fax to 1-866-699-0563, or mail to Ally Invest, PO Box 30248, Charlotte, NC 28230
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- No online self-service beneficiary management -- paper forms required for all beneficiary changes
- TOD designation cannot be changed by will, codicil, or trust document
- For trusts, charities, or minors as beneficiaries: must call 1-877-247-2559 for guidance
- Document upload accepts PDF, GIF, JPG, TIFF, PNG (2MB max per file)
- Mail submissions may take longer to process than electronic uploads
Phone1-855-880-2559
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
Ally Bank (Deposit Accounts)
International Callers
WebsiteLearn more→
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-0563
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteLearn more→
Ally Invest Estate Services
Phone1-855-880-2559
Fax1-866-699-2969
Mailing Address
Ally Invest Securities, PO Box 30248, Charlotte, NC 28230
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Ally Invest accounts and other assets with trusts, beneficiary designations, and estate planning documents.
