Estate planning at Ally Invest

Trust brokerage accounts are opened on paper with the Ally Invest Trust Account Application package, which bundles the Investment Account Application, the Apex Clearing Certification of Trust and Investment Powers, and the Ally Invest Trustee Certification. All three must be signed by EVERY trustee — Ally Invest does not accept a single trustee acting alone at account opening, unlike Ally Bank. Attach the trust's title page, signature page, the pages showing trustee powers and what investments may be made for the trust, the successor trustee page, and every amendment. If the trust account will trade options or use margin, the trust or its certification must expressly authorize it. Submit by document upload, fax to 866-699-0563, or mail to Ally Invest Securities, PO Box 30248, Charlotte, NC 28230; account credentials arrive by email in 3-5 business days after acceptance. IRAs cannot be retitled to a trust — a trust can only be named as their beneficiary, and Ally Invest wants the trust document on file when it is.