How to name beneficiaries and fund a trust at Allianz Life
Covers 19 insurance accounts — beneficiaries can be managed online
Customer Service
Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060
Customer Service
Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060
Claims Department
Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060
Estate planning with Allianz Life policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
With 19 product types, Allianz Life offers a range of transfer options. Some policies support beneficiary designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
- Log in to your account at allianzlife.com
- Navigate to "Personal Accounts"
- Select the contract or policy you want to update
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as primary or contingent beneficiaries by entering the trust name in the non-individual beneficiary field
- Trust beneficiary designation requires trust name, trust date, and EIN
- Additional documents required for: minors, trusts, estates, foreign beneficiaries, qualified plans
- For annuity contracts, the owner or joint owner cannot be listed as a beneficiary; a surviving joint owner is automatically the sole primary beneficiary
- Primary and contingent beneficiaries allowed with percentage allocations that must total 100%
- A signature and date are required or the form cannot be processed
- Claims not filed within certain timeframe are considered unclaimed property per state requirements
Sources
Data sourced from Allianz Life primary sources (18 pages reviewed). How we research.
Download these Allianz Life instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Allianz Life primary sources. Bring it to the branch or keep it beside the phone.
Customer Service
Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060
Customer Service
Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060
Claims Department
Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060
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