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Home→Financial Institutions→Alight→Preparing your estate

How to name beneficiaries and fund a trust at Alight

Covers 6 retirement, and 1 investment accounts — beneficiaries can be managed online

OverviewPreparing your estateWhen someone dies

Alight

Subsidiary of Alight, Inc.

alight.com→
Alight logo

Alight Financial Solutions Customer Service

Phone1-800-890-3200
Emailafscustomerservice@alight.com
Fax1-847-554-1444
Mailing Address

Alight Financial Solutions, PO Box 563901, Charlotte, NC 28256-3901 (overnight: 9300 Harris Corners Parkway Suite 105, Charlotte, NC 28269)

Corporate General Inquiries
1-224-737-7000
Retiree Health Solutions
1-800-350-1470
WebsiteLearn more→

Alight Financial Solutions Customer Service

Phone1-800-890-3200
Emailafscustomerservice@alight.com
Fax1-847-554-1444
Mailing Address

Alight Financial Solutions, PO Box 563901, Charlotte, NC 28256-3901 (overnight: 9300 Harris Corners Parkway Suite 105, Charlotte, NC 28269)

Corporate General Inquiries
1-224-737-7000
Retiree Health Solutions
1-800-350-1470
WebsiteLearn more→

Employer-Specific Service Center / Alight Financial Solutions

Phone1-800-890-3200
Fax1-847-554-1444
Mailing Address

Employer plan-specific -- locate via alight.com/find-your-hr-website; for AFS accounts: PO Box 563901, Charlotte, NC 28256-3901

WebsiteNotify online→
Verified May 2026

Beneficiary designations on Alight retirement retirement accounts carry more weight than most people realize. They override a will, control who receives the balance, and determine the tax treatment of inherited distributions. Reviewing these designations after any major life change is essential.

Alight has 7 retirement accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.

Self-Directed Brokerage Account (SDBA)
1
Go to alight.com/find-your-hr-website and search for your employer
2
Log in to your Alight Worklife portal (or use the Alight Mobile app)
3
Navigate to retirement account settings or beneficiaries section
4
Add or update primary and contingent beneficiaries:
  • Enter beneficiary name, relationship, date of birth, and percentage allocations
  • For trust beneficiaries: enter trust name, date of trust, and Trust EIN
5
Review and confirm your beneficiary designations
Online Portal→

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • Trusts can be named as beneficiaries per plan documents
  • Spousal consent required for ERISA-covered plans (401(k), pension) when naming a non-spouse beneficiary
  • Contact information is employer-specific; use alight.com/find-your-hr-website to find your plan's service center
  • Beneficiary designations override wills and other estate documents
  • Alight Mobile app (iOS and Android) also supports beneficiary management for some plans

Alight

Subsidiary of Alight, Inc.

alight.com→
Alight logo

Alight Financial Solutions Customer Service

Phone1-800-890-3200
Emailafscustomerservice@alight.com
Fax1-847-554-1444
Mailing Address

Alight Financial Solutions, PO Box 563901, Charlotte, NC 28256-3901 (overnight: 9300 Harris Corners Parkway Suite 105, Charlotte, NC 28269)

Corporate General Inquiries
1-224-737-7000
Retiree Health Solutions
1-800-350-1470
WebsiteLearn more→

Alight Financial Solutions Customer Service

Phone1-800-890-3200
Emailafscustomerservice@alight.com
Fax1-847-554-1444
Mailing Address

Alight Financial Solutions, PO Box 563901, Charlotte, NC 28256-3901 (overnight: 9300 Harris Corners Parkway Suite 105, Charlotte, NC 28269)

Corporate General Inquiries
1-224-737-7000
Retiree Health Solutions
1-800-350-1470
WebsiteLearn more→

Employer-Specific Service Center / Alight Financial Solutions

Phone1-800-890-3200
Fax1-847-554-1444
Mailing Address

Employer plan-specific -- locate via alight.com/find-your-hr-website; for AFS accounts: PO Box 563901, Charlotte, NC 28256-3901

WebsiteNotify online→
Verified May 2026

Estate planning articles

Learn how to protect your Alight accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your Alight accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

Marriage

Starting a life together means planning for it. Beneficiary updates, asset titling, powers of attorney, and what blended families need to know.

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