Estate planning at Alight

Visit alight.com/find-your-hr-website and search for your employer. Each employer plan has a dedicated benefits portal (Alight Worklife) with specific contact information and self-service capabilities. You can also use the Alight Mobile app (available on iOS and Android) to access your benefits.

Yes. Alight plan documents permit trusts as beneficiaries. Log in to your employer-specific Alight Worklife portal or call your plan's service center to update beneficiary designations. You will need to provide the trust name, date of trust, trustee name(s), and Trust EIN. Note that trust beneficiaries have different distribution requirements under the SECURE Act 2.0.

Alight is a B2B administrator that serves large employers. Each employer plan has its own dedicated service center and phone number. Visit alight.com/find-your-hr-website to locate your specific plan's contact information. The corporate number (224-737-7000) is for general inquiries only, not participant account services. Hours for the corporate line are Monday through Friday, 9 a.m. to 5 p.m. CST.

Introduced in December 2024, the Alight IRA is designed for individuals leaving employer-sponsored defined contribution plans who want to roll over their retirement savings. It is available in two models: self-managed through Alight Financial Solutions, LLC, or professionally managed through Alight Financial Advisors, LLC (a registered investment adviser that acts as a fiduciary for investment decisions within the Alight IRA).

For ERISA-covered qualified plans (such as 401(k) and defined benefit plans), federal law requires written spousal consent if you name someone other than your spouse as the primary beneficiary. The spouse must sign the consent in the presence of a plan representative or notary public. IRAs and nonqualified plans generally do not require spousal consent, though state laws may vary.