How to name beneficiaries and fund a trust at Affinity Federal
Covers 10 deposit, 3 retirement, and 1 investment accounts — beneficiaries can be managed online
Member Service Center
Phone1-800-325-0808
Mailing Address
Affinity Federal Credit Union, 73 Mountainview Blvd, Basking Ridge, NJ 07920
WebsiteLearn more→
Member Service Center
Phone1-800-325-0808
Mailing Address
Affinity Federal Credit Union, 73 Mountainview Blvd, Basking Ridge, NJ 07920
WebsiteLearn more→
Decedent Department
Phone1-800-325-0808
Fax1-908-860-3880
Mailing Address
Affinity Federal Credit Union, Attn: Decedent Department, 73 Mountainview Blvd, Basking Ridge, NJ 07920
WebsiteNotify online→
Verified Apr 2026
Estate planning at Affinity Federal means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Affinity Federal is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Across 14 product types, Affinity Federal accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Cash Back Debit CheckingCash Back Plus CheckingHigh-Yield CheckingMoreCheckingSmartStart SavingsHigh-Yield SavingsMoreSavingsPerformance SavingsShare CertificateHealth Savings Account (HSA)
1
Log in to Affinity Online Banking
2
Navigate to Self-Service > Request Center > Account Owners & Beneficiaries
3
Click +Add an Owner/Beneficiary
4
Complete the beneficiary application:
- Full name, date of birth, Social Security number, and relationship
- Specify percentage allocation if adding multiple beneficiaries
5
Submit the request; ensure third-party cookies and pop-ups are allowed in your browser
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available on deposit accounts (checking, savings, money market, certificates)
- IRA beneficiaries require a separate IRA Beneficiary Designation form
- Joint account owners have automatic right of survivorship
- Trusts can be named as POD beneficiaries on eligible accounts
- Online beneficiary changes require third-party cookies and pop-ups to be enabled
- Revocable trust accounts allow the account creator to change the beneficiary at any time
Member Service Center
Phone1-800-325-0808
Mailing Address
Affinity Federal Credit Union, 73 Mountainview Blvd, Basking Ridge, NJ 07920
WebsiteLearn more→
Member Service Center
Phone1-800-325-0808
Mailing Address
Affinity Federal Credit Union, 73 Mountainview Blvd, Basking Ridge, NJ 07920
WebsiteLearn more→
Decedent Department
Phone1-800-325-0808
Fax1-908-860-3880
Mailing Address
Affinity Federal Credit Union, Attn: Decedent Department, 73 Mountainview Blvd, Basking Ridge, NJ 07920
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Affinity Federal accounts and other assets with trusts, beneficiary designations, and estate planning documents.
