Estate planning at Affinity Federal

Funding a revocable trust is the process of transferring assets from your individual name into the trust's name. At Affinity, this means retitling checking, savings, money market, and certificate accounts into the trust name. You remain the trustee with full control of the accounts. This step ensures the trust works as designed and that assets avoid probate. Visit any Affinity branch with your trust agreement or certification of trust to retitle accounts.

Log in to Affinity Online Banking, go to the Self-Service tab, click on Request Center, then select Account Owners & Beneficiaries. Click +Add an Owner/Beneficiary to complete the beneficiary application. You will need the beneficiary's full name, date of birth, Social Security number, and relationship. Make sure third-party cookies and pop-ups are allowed in your browser when accessing the Request Center. You can also add beneficiaries by visiting any Affinity branch or calling 800-325-0808.

Yes. Affinity members have access to nearly 30,000 fee-free ATMs and over 5,000 shared branches nationwide through the CO-OP Network. Additionally, the High-Yield Checking and Cash Back Plus Checking accounts offer ATM fee refunds up to $25 per month when monthly qualification requirements are met.