Estate planning and settlement at Addition Financial
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-771-9411
Addition Financial is a credit union offering 17 accounts that interact with estate planning in different ways. As a membership-based credit union, Addition Financial branch cities listed on https://www.additionfi.com/locations as of 2026-09-10: Apopka, Chattahoochee, Clermont, Eustis, Fern Park, Forest City, Kissimmee, Lake Mary, Leesburg, Longwood, Marianna, Orange City, Orlando, Oviedo, Quincy, Sanford, St. Cloud, Tallahassee, and Winter Garden in Florida; Bainbridge and Thomasville in Georgia. The Georgia and Big Bend branches came from the October 1, 2025 Envision Credit Union merger. Members also have access to 5,000+ CO-OP Shared Branch locations nationwide and 1,200+ free ATMs, including Publix Presto! ATMs across the Southeast. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary designations at Addition Financial can be managed in branch and by phone, typically taking 15 to 30 minutes in a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Addition Financial: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Addition Financial.
Preparing your estate →Death claim process
Report the death to Addition Financial's Member Services at 1-800-771-9411. The page lists the steps and the documents to send.
When someone dies →Addition Financial is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from Addition Financial primary sources (15 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your Addition Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
