Estate planning at Addition Financial
How to protect 17 Addition Financial accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Contact Center
Phone1-407-896-9411
Toll-Free1-800-771-9411
Fax1-407-333-7920
Mailing Address
Addition Financial Contact Center, PO Box 958471, Lake Mary, FL 32795-8471
WebsiteLearn more→
Contact Center
Phone1-407-896-9411
Toll-Free1-800-771-9411
Fax1-407-333-7920
Mailing Address
Addition Financial Contact Center, PO Box 958471, Lake Mary, FL 32795-8471
WebsiteLearn more→
Member Services
Phone1-407-896-9411
Toll-Free1-800-771-9411
Fax1-407-333-7920
Mailing Address
Addition Financial Credit Union, PO Box 958471, Lake Mary, FL 32795-8471
Verified Jul 2026
Addition Financial is a credit union offering 17 accounts that interact with estate planning in different ways. As a membership-based credit union, Addition Financial 37 branch locations across Central Florida (Orange, Seminole, Volusia, Lake, Osceola, Brevard counties), the Big Bend region of North Florida (Leon and Gadsden counties/Tallahassee area, plus Marianna, Quincy, and Chattahoochee), and South Georgia (Thomas and Decatur counties/Thomasville and Bainbridge) following the October 1, 2025 Envision Credit Union merger. Access to 5,000+ shared branch locations nationwide through CO-OP Shared Branch Network. Free Publix Presto! ATMs available throughout the Southeast. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Addition Financial handles beneficiary designations in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at Addition Financial: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Addition Financial.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →Addition Financial is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Addition Financial offers trust accounts, representative payee accounts, UTMA accounts, estate accounts, VA accounts, and guardianship accounts. All special purpose accounts require an in-branch appointment. Schedule an appointment by calling 407-896-9411 or 800-771-9411, or online at https://www.additionfi.com/appointment.
Yes. Eligible deposit accounts including checking, savings, money market, and share certificates can be retitled to a revocable living trust. Trust accounts are classified as special purpose accounts and require an in-branch appointment. Schedule an appointment by calling 407-896-9411 or 800-771-9411, or online at https://www.additionfi.com/appointment. Bring the complete trust document or certification of trust and government-issued ID for all trustees.
IRAs cannot be retitled to a trust, but you can name a trust as beneficiary on your IRA account. Contact Addition Financial at 407-896-9411 or 800-771-9411 to update your IRA beneficiary designation form. IRA beneficiary designations are separate from deposit account POD designations.
Sources
Data sourced from Addition Financial primary sources (25 pages reviewed). How we research.
Contact Center
Phone1-407-896-9411
Toll-Free1-800-771-9411
Fax1-407-333-7920
Mailing Address
Addition Financial Contact Center, PO Box 958471, Lake Mary, FL 32795-8471
WebsiteLearn more→
Contact Center
Phone1-407-896-9411
Toll-Free1-800-771-9411
Fax1-407-333-7920
Mailing Address
Addition Financial Contact Center, PO Box 958471, Lake Mary, FL 32795-8471
WebsiteLearn more→
Member Services
Phone1-407-896-9411
Toll-Free1-800-771-9411
Fax1-407-333-7920
Mailing Address
Addition Financial Credit Union, PO Box 958471, Lake Mary, FL 32795-8471
Verified Jul 2026
Estate planning articles
Learn how to protect your Addition Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
