How to name beneficiaries and fund a trust at Achieva CU
Covers 10 deposit, 5 retirement, 1 investment, and 8 lending accounts — beneficiaries must be updated in-branch
Member Service Center
Phone727-431-7680
Toll-Free1-800-593-2274
Mailing Address
Achieva Credit Union, P.O. Box 1500, Dunedin, FL 34697
Spanish
Tampa
Sarasota
Fort Myers
Lost/Stolen Card (24/7)
Consumer Lending
Mortgages
Mortgages Toll-Free
Wealth Advisors
Wealth Advisors (Sarasota)
Wealth Advisors Toll-Free
Business Lending
Business Lending Toll-Free
Business Banking Services
WebsiteLearn more→
Member Service Center
Phone727-431-7680
Toll-Free1-800-593-2274
Mailing Address
Achieva Credit Union, P.O. Box 1500, Dunedin, FL 34697
Spanish
Tampa
Sarasota
Fort Myers
Lost/Stolen Card (24/7)
Consumer Lending
Mortgages
Mortgages Toll-Free
Wealth Advisors
Wealth Advisors (Sarasota)
Wealth Advisors Toll-Free
Business Lending
Business Lending Toll-Free
Business Banking Services
WebsiteLearn more→
Member Service Center
Phone727-431-7680
Toll-Free1-800-593-2274
Mailing Address
Achieva Credit Union, P.O. Box 1500, Dunedin, FL 34697
WebsiteNotify online→
Verified Apr 2026
The goal with your Achieva CU accounts is to make sure every account has a transfer mechanism in place—either a POD beneficiary designation or trust ownership. Because Achieva CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts without either one will require probate, which means court involvement and delays for your family.
Across 24 product types, Achieva CU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Achieva Checking Platinum PlusAchieva Checking PlusAchieva CheckingSavings AccountPremium Savings AccountPremier Money MarketRelationship Money MarketIndexed Money MarketShare Certificate (CD)Health Savings Account (HSA)
1
Visit any Achieva Credit Union branch location
2
Request to add or update POD/beneficiary designations
3
Provide government-issued photo ID
4
Complete the beneficiary designation form with beneficiary details
5
Sign and submit the form; changes take effect upon processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available on deposit accounts (checking, savings, money market, certificates)
- IRA beneficiaries require a separate IRA Beneficiary Designation form
- Joint account owners have automatic right of survivorship
- Trusts can be named as POD beneficiaries on eligible deposit accounts
- Account owner may remove any or all POD beneficiaries at any time per account agreement
Member Service Center
Phone727-431-7680
Toll-Free1-800-593-2274
Mailing Address
Achieva Credit Union, P.O. Box 1500, Dunedin, FL 34697
Spanish
Tampa
Sarasota
Fort Myers
Lost/Stolen Card (24/7)
Consumer Lending
Mortgages
Mortgages Toll-Free
Wealth Advisors
Wealth Advisors (Sarasota)
Wealth Advisors Toll-Free
Business Lending
Business Lending Toll-Free
Business Banking Services
WebsiteLearn more→
Member Service Center
Phone727-431-7680
Toll-Free1-800-593-2274
Mailing Address
Achieva Credit Union, P.O. Box 1500, Dunedin, FL 34697
Spanish
Tampa
Sarasota
Fort Myers
Lost/Stolen Card (24/7)
Consumer Lending
Mortgages
Mortgages Toll-Free
Wealth Advisors
Wealth Advisors (Sarasota)
Wealth Advisors Toll-Free
Business Lending
Business Lending Toll-Free
Business Banking Services
WebsiteLearn more→
Member Service Center
Phone727-431-7680
Toll-Free1-800-593-2274
Mailing Address
Achieva Credit Union, P.O. Box 1500, Dunedin, FL 34697
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Achieva CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
