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How to protect your Walmart+ rewards while you are alive

There is no way to name a beneficiary or successor on a Walmart+ account. Walmart allows no lifetime transfer of rewards; the account holder can only redeem them.

Because Walmart's terms forfeit Walmart+ rewards at death, anything preserved is moved or used while the account holder is alive. There is no way to name a beneficiary or successor on a Walmart+ account. Walmart allows no lifetime transfer of rewards; the account holder can only redeem them.

How to protect your Walmart+ rewards

1
List the Walmart+ membership in your records as a recurring subscription, with its renewal month and the email or mobile number registered to the account, so your executor can identify and stop the charge.
2
Tell your executor that Walmart+ can be cancelled by phone on the number in the Walmart+ Terms of Use, so they do not need to sign in as you. Walmart offers no refund once a term is paid, so acting quickly prevents the next renewal.
3
Redeem or cash out a meaningful Walmart Cash balance rather than letting it accumulate. It can be cashed out in store once it reaches $25, but it cannot be divided at death and the cash-out needs photo identification matching your own Walmart profile.
4
Note any Plus Up Benefits and the bundled streaming choice separately, so your family knows what stops when the membership does: cancelling the base membership ends Plus Up Benefits and access to the upgraded streaming plan.
5
If you share benefits with a household member through Benefits Sharing, tell them it depends on your paid membership and your designated payment method, so it ends when the membership is cancelled.

Naming who acts after a death

Designation

There is no way to name a beneficiary or successor on a Walmart.com account; the Terms of Use say the membership and its benefits may not be transferred or assigned.1

What Walmart Inc.'s terms say about sharing and transfers3

Fees

Walmart publishes the fee as $98 per year or $12.95 per month plus applicable tax. Walmart+ InHome is $40 per year or $7 per month plus applicable tax.2

Plus Up Benefits carry their own separate fees, billed with or separately from the main membership.1

Family plans and household sharing

Under Benefits Sharing, a member other than a trial member may invite one person aged 18 or over who lives full-time at the same residential address to use certain Walmart+ Benefits through that person's own Walmart.com account, with eligibility at Walmart's sole discretion.1

The primary member must authorize the shared member to use the primary member's designated payment method. Some benefits, including Video Streaming Choice and Burger King benefits, stay with the primary member, and Walmart does not share account information between participants.1

Transfers to another member

The Terms prohibit transferring or assigning the membership or its benefits, and the Walmart Cash terms prohibit combining one participant's Walmart Cash with another's, so a stored balance cannot be moved to another person's account.1, 3

Sources3

  1. 1.Walmart+ Terms of Use, Last Updated: October 13, 2026
  2. 2.Walmart+ Membership
  3. 3.Terms of Use for Walmart Cash Program and Manufacturer Offers Program, Walmart Cash Offers Program Terms of Use - Last updated as of May 19, 2026

Should you save your passwords for your family?

Some people store account passwords so a family member can sign in later. The practice has three practical limits:

  • Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
  • It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
  • Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Walmart Inc. primary sources (6 pages reviewed). How we research.

Walmart+ customer support

Walmart Customer Care (Walmart+ cancellation line)

Verified Oct 2026

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