Planning ahead for your Walmart+ rewards
Walmart Inc. rewards cannot be transferred and have no beneficiary option — here is what you can do while the account is active
Walmart Customer Care
Walmart Customer Care
(General customer service)
Because Walmart+ rewards are forfeited at death under Walmart Inc.'s terms, the only way to preserve their value is through action taken while the account is active.
How to protect your Walmart+ rewards
4 lifetime planning steps for your Walmart+ rewards:
Family sharing
A Walmart+ membership can extend benefits to additional household members through Walmart's membership-sharing feature, but this shares benefits from the primary member's account and does not transfer ownership of the membership or the rewards balance. The Walmart+ Terms of Use prohibit transferring or assigning the membership or its benefits, and the Walmart Cash terms prohibit combining one participant's Walmart Cash with another's. There is no way to move a stored balance to another person's account.
Should you save your passwords for your family?
Some people store account passwords so a family member can sign in later. The practice has three practical limits:
- Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
- It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
- Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
Frequently asked questions
Record the email on your Walmart.com account where your executor can find it, since account access is the only practical way to reach the stored balance after death. Redeem or cash out a sizable Walmart Cash balance rather than letting it accumulate, because it cannot be transferred or divided at death. Remember that Walmart Rewards for members cannot be cashed out and only apply to future Walmart purchases, so spend that balance down. Finally, flag the Walmart+ membership as a recurring auto-renewing charge for your executor to cancel promptly.
An inventory listing the Walmart+ account lets a fiduciary identify it and act on it through the operator's official channels.
There is no beneficiary designation option for Walmart+. This account type does not support naming a recipient the way bank or investment accounts do.
Sources
Data sourced from Walmart Inc. primary sources (8 pages reviewed). How we research.
Walmart Customer Care
Walmart Customer Care
(General customer service)
