Estate planning as a DoorDash Dasher account holder

A DoorDash Dasher is a delivery courier who earns money completing deliveries on the DoorDash platform. The estate-relevant asset is real money, not loyalty points. Dashers are paid weekly by Direct Deposit to a linked external bank account for deliveries completed Monday through Sunday of the prior week, can cash out daily through Fast Pay for a $1.99 fee, or can receive earnings instantly into a DoorDash Crimson account (a personal banking / demand deposit account issued by Starion Bank, Member FDIC) or the legacy DasherDirect prepaid Visa (issued by Stride Bank, N.A.). At death, the recoverable money is the earnings already sitting in the linked external bank plus any balance held inside Crimson or DasherDirect; because those are real bank accounts, a balance there is recovered through the issuing bank, not through DoorDash. The Dasher account itself is non-transferable, and the Dasher's ratings, completion rate, and Top Dasher status are tied to the individual and cannot be inherited.

DoorDash, Inc. reviews transfer requests for DoorDash Dasher earnings on a case-by-case basis after the account holder's death. Approval is at the company's sole discretion, and documentation requirements must be met before any transfer is considered.

What happens at death

Dasher earnings are real money and are recoverable by the estate. DoorDash pays Dashers weekly by Direct Deposit to a linked external bank account for deliveries completed Monday through Sunday of the prior week (transfers usually take 2 to 3 days and appear by Wednesday night), with optional daily Fast Pay cash-out for a $1.99 fee using a debit card, or instant payout into a DoorDash Crimson account. Earnings already deposited into the Dasher's own external bank account pass through that bank in the normal way. Any balance still held inside a DoorDash Crimson account or the legacy DasherDirect prepaid card is recovered through the issuing bank, because both are real FDIC-insured bank accounts: DoorDash Crimson is a single-owner Demand Deposit Account issued by Starion Bank, Member FDIC, and DasherDirect is a Business Prepaid Visa issued by Stride Bank, N.A., Member FDIC. The DoorDash Crimson Deposit Account Agreement states the account must be held in one individual's name and cannot be owned as Payable on Death (POD), Transfer on Death (TOD), In Trust For (ITF), or under a similar designation; the appointed person must notify Starion promptly if the accountholder dies or becomes legally incapacitated; and even after notice of death, Starion may pay or process transactions for up to ten days after the date of death unless ordered to stop by someone claiming interest in the account, and may require additional documentation to confirm any such claims. The Dasher account itself is non-transferable (one account per person), and a Dasher's ratings, completion rate, acceptance rate, and Top Dasher status are tied to the individual and cannot be inherited. DoorDash does not publish a dedicated deceased-Dasher estate process for the account or its earnings; the account is closed through DoorDash Support, and a Crimson or DasherDirect balance is claimed through the issuing bank.