Estate planning at WesBanco
How to protect 15 WesBanco accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through WesBanco's Trust and Investment Services
Phone1-800-905-9043
Toll-Free1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Trust and Investment Services
Phone(304) 234-9000
Toll-Free1-800-905-9043
EmailWSI@WesBanco.com
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteLearn more →
Phone1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Verified Mar 2026
WesBanco offers 15 consumer accounts that interact with estate planning in distinct ways. Of those, 13 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at WesBanco can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
WesBanco provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at WesBanco.
View details →When someone dies
Death claim process
Contact WesBanco's Trust and Investment Services to file a claim. 9-step process, 8 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact WesBanco's Trust and Investment Services at 1-800-905-9043. Email inquiries can be sent to WSI@WesBanco.com.
WesBanco operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. A trust can be named as a POD beneficiary on WesBanco deposit accounts including checking, savings, money market, and CD accounts. You will need to provide documentation such as the Certification of Trust or relevant pages of the trust agreement. Visit a branch or call 1-800-905-9043 for assistance with trust beneficiary designations.
Yes. WesBanco supports opening checking, savings, money market, and CD accounts in the name of a revocable or irrevocable trust. Visit a branch with your Certification of Trust or full trust agreement, trustee identification, and the trust's tax identification number. Existing personal accounts can also be retitled to trust ownership at a branch.
Yes. WesBanco Trust and Investment Services provides personal trust management and estate administration. Their team has assisted with the administration of hundreds of estates and can serve as trustee, co-trustee, or agent for the trustee. Contact the Trust and Investment department at (304) 234-9000 or email WSI@WesBanco.com for a confidential consultation.
WesBanco offers Traditional IRAs and Roth IRAs through its Trust and Investment Services division. IRA beneficiary designations are managed by the Trust and Investment department. Contact them at (304) 234-9000 to designate or update primary and contingent beneficiaries. IRAs cannot be retitled to a trust, but a trust can be named as the beneficiary.
Yes. WesBanco is an FDIC-insured bank. POD beneficiaries on deposit accounts receive separate FDIC insurance coverage of up to $250,000 per beneficiary. Trust accounts are also FDIC insured up to the maximum allowed by law, based on the number of qualifying beneficiaries named in the trust.
Following the acquisition of Premier Financial Corp. (completed February 28, 2025, with final customer conversion May 19, 2025), WesBanco now operates more than 250 financial centers and loan production offices across nine states: West Virginia, Ohio, Pennsylvania, Kentucky, Indiana, Maryland, Michigan, Tennessee, and Virginia. WesBanco holds more than $27 billion in assets and is the 8th largest bank in Ohio by deposit market share.
WesBanco One is a basic non-interest-bearing checking account with a $50 minimum opening deposit and a $6 monthly fee (waived with eStatements or $500 minimum balance). WesBanco One Plus is an interest-earning checking account with a $500 minimum opening deposit and a $12 monthly fee (waived when two of three conditions are met: eStatements, $2,500 average daily balance, or $25,000 combined loan and deposit balance). Both accounts include digital banking tools, bill pay, and Zelle access.
Phone1-800-905-9043
Toll-Free1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Trust and Investment Services
Phone(304) 234-9000
Toll-Free1-800-905-9043
EmailWSI@WesBanco.com
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteLearn more →
Phone1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Verified Mar 2026
Estate planning resources for WesBanco customers
Tools and documents to help protect your WesBanco accounts.
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