Estate planning at BluPeak CU
How to protect 10 BluPeak CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
BluPeak Credit Union Member Services
Phone(866) 873-4968
Mailing Address
BluPeak Credit Union, 10120 Pacific Heights Blvd. Suite 100, San Diego, CA 92121
Local San Diego
Loan Center
WebsiteLearn more→
BluPeak Credit Union Member Services
Phone(866) 873-4968
Mailing Address
BluPeak Credit Union, 10120 Pacific Heights Blvd. Suite 100, San Diego, CA 92121
Local San Diego
Loan Center
WebsiteLearn more→
BluPeak Credit Union Member Services
Phone(866) 873-4968
Mailing Address
BluPeak Credit Union, P.O. Box 881109, San Diego, CA 92168-1109 (address the Account Agreement designates for written notices)
Local San Diego
WebsiteNotify online→
Verified Jul 2026
BluPeak CU is a credit union offering 10 accounts that interact with estate planning in different ways. As a membership-based credit union, BluPeak CU five branches in California: Mission Valley (San Diego), UCSD/La Jolla, La Mesa, Berkeley, and Davis. Branch hours: Monday-Friday 9:00 AM-5:00 PM; Mission Valley and Davis branches also open Saturday 9:00 AM-2:00 PM. Membership open to residents of Alameda, Sacramento, San Diego, Santa Clara, and Yolo counties, California state employees, and California university employees and students. Access to over 30,000 surcharge-free CO-OP ATMs and 6,000 shared credit union branches nationwide. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
At BluPeak CU, beneficiary designations are managed in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
BluPeak CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at BluPeak CU.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →BluPeak CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
They are the same institution. USE Credit Union (University & State Employees Credit Union), founded in 1936, rebranded to BluPeak Credit Union in 2022. The name change reflected the credit union's expanded membership beyond its original base of university and state employees. All accounts, products, and services continued unchanged under the new name.
Membership eligibility is the practical constraint on a credit union trust account. Per blupeak.com/join, membership runs to anyone who lives, works, or worships in the California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo; employees of the State of California; employees, retirees, students, and alumni of the University of California and California State University systems; employees and members of a Select Employee Group; and the immediate family of a member or a person living in the same residence and maintaining a single economic unit with a member. The household and immediate-family route is usually how an out-of-area successor trustee qualifies. The Account Agreement makes the same point for joint accounts: a joint tenant cannot vote, borrow, or hold office unless that person is within the field of membership and is a qualified member.
Sources
Data sourced from BluPeak CU primary sources (18 pages reviewed). How we research.
BluPeak Credit Union Member Services
Phone(866) 873-4968
Mailing Address
BluPeak Credit Union, 10120 Pacific Heights Blvd. Suite 100, San Diego, CA 92121
Local San Diego
Loan Center
WebsiteLearn more→
BluPeak Credit Union Member Services
Phone(866) 873-4968
Mailing Address
BluPeak Credit Union, 10120 Pacific Heights Blvd. Suite 100, San Diego, CA 92121
Local San Diego
Loan Center
WebsiteLearn more→
BluPeak Credit Union Member Services
Phone(866) 873-4968
Mailing Address
BluPeak Credit Union, P.O. Box 881109, San Diego, CA 92168-1109 (address the Account Agreement designates for written notices)
Local San Diego
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your BluPeak CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
