How to name beneficiaries and fund a trust at UBS
Covers 6 investment, 5 retirement, and 3 deposit accounts — beneficiaries must be updated in-branch
Phone1-888-279-3343
Toll-Free1-800-354-9103
Emailcomments@ubs.com
Mailing Address
UBS Financial Services Inc., Client Relations, PO Box 766, Union City, NJ 07087
WebsiteLearn more→
Phone1-888-279-3343
Toll-Free1-800-354-9103
Emailcomments@ubs.com
Mailing Address
UBS Financial Services Inc., Client Relations, PO Box 766, Union City, NJ 07087
WebsiteLearn more→
Client Relations (Death Claims)
Phone1-800-354-9103
Toll-Free1-800-354-9103
Emailcomments@ubs.com
Mailing Address
UBS Financial Services Inc., Client Relations, PO Box 766, Union City, NJ 07087
Verified Apr 2026
Preparing your UBS investment accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at UBS vary across 14 investment accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
UBS Cash ManagementUBS Bank USA Core SavingsUBS Bank USA Certificates of Deposit
1
Prepare for your branch visit
- Schedule a meeting with your UBS Financial Advisor at your local branch
- Bring government-issued photo ID
2
Complete the beneficiary designation form
- Advisor provides the appropriate Beneficiary Designation Form (for IRAs) or TOD Agreement (for brokerage accounts)
- Complete the form with each beneficiary's full legal name, relationship, date of birth, SSN, and address
- Designate primary and contingent beneficiaries with percentage allocations totaling 100%
- For trusts as beneficiaries: provide trust name, trust date, trustee name, and trust EIN
3
Submit the form for processing
- Sign and date the completed form in front of your advisor
- Advisor submits the form internally for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- TOD designations managed primarily through your Financial Advisor
- Spousal consent may be required in community property states
- Beneficiary designations on retirement accounts override will provisions
- UBS recommends reviewing beneficiary designations as part of annual financial review
Phone1-888-279-3343
Toll-Free1-800-354-9103
Emailcomments@ubs.com
Mailing Address
UBS Financial Services Inc., Client Relations, PO Box 766, Union City, NJ 07087
WebsiteLearn more→
Phone1-888-279-3343
Toll-Free1-800-354-9103
Emailcomments@ubs.com
Mailing Address
UBS Financial Services Inc., Client Relations, PO Box 766, Union City, NJ 07087
WebsiteLearn more→
Client Relations (Death Claims)
Phone1-800-354-9103
Toll-Free1-800-354-9103
Emailcomments@ubs.com
Mailing Address
UBS Financial Services Inc., Client Relations, PO Box 766, Union City, NJ 07087
Verified Apr 2026
Estate planning articles
Learn how to protect your UBS accounts and other assets with trusts, beneficiary designations, and estate planning documents.
