How to name beneficiaries and fund a trust at Tinker FCU
Covers 9 deposit, 3 retirement, and 1 investment accounts — beneficiaries must be updated in-branch
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Member Services
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Verified Apr 2026
There are two ways to keep your Tinker FCU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because Tinker FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Tinker FCU has 13 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
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1
Visit any full-service TFCU branch with identification
- Bring government-issued photo ID
- Request to add or update POD (Payable on Death) beneficiary designations
2
Provide beneficiary information and complete the designation
- Provide beneficiary details: full name, date of birth, Social Security number, and relationship
- Designate primary and contingent beneficiaries
- Sign and submit the completed designation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- Online beneficiary designation is not available; must use branch, phone, or mail
- POD accounts pass directly to designated beneficiaries outside of probate
- Financial institutions are legally required to distribute POD funds to designated beneficiaries regardless of will provisions
- Investment account beneficiaries managed separately through Raymond James / TFCU Financial Advisors
- Review recommended annually or after marriage, divorce, birth of a child, or death of a beneficiary
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Member Services
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Verified Apr 2026
Estate planning articles
Learn how to protect your Tinker FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
