Estate planning and settlement at Tinker FCU
Name beneficiaries in branch and report a death at 1-800-456-4828
Tinker FCU is a credit union offering 14 accounts that interact with estate planning in different ways. As a membership-based credit union, Tinker FCU tFCU lists branches in Oklahoma (Ada, Choctaw, Edmond, Enid, Midwest City, Moore, Norman, Oklahoma City, Owasso, Seminole, Shawnee, Stillwater, Tulsa, Yukon, two branches on Tinker Air Force Base, and a Vance Air Force Base branch that is temporarily closed) and in Texas (Cross Roads and Denton). Mailing address for all TFCU locations: P.O. Box 45750, Tinker AFB, OK 73145-0750. Membership qualifies through more than 3,600 paths, including: living, working, worshiping or attending school in eligible areas (an Oklahoma City area, the Oklahoma City Empowerment Zone, Payne, Pontotoc and Seminole counties in Oklahoma, and a designated area of Denton County, Texas); military, civilian, contractor or U.S. Government personnel at Tinker AFB, Vance AFB, an Army National Guard facility or an Oklahoma Armed Forces Reserve Center; employees of TFCU partner companies and organizations; and immediate family and household members of members. Any surviving spouse of a TFCU member is eligible to join. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
At Tinker FCU, beneficiary designations are managed in branch, by phone, and by mail.
Tinker FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, and review 14 account types at Tinker FCU.
Preparing your estate →Death claim process
Report the death to Tinker FCU's Member Service Center at 1-800-456-4828. The page lists the steps and the documents to send.
When someone dies →Because Tinker FCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
TFCU opens trust accounts subject to its bylaws. Bylaws Article III, Section 6 requires that for shares issued in a revocable trust, the settlor be a TFCU member in his or her own right; for an irrevocable trust, either the settlor or the beneficiary must be a member. A trust can be a member as an entity only if all settlors, trustees and beneficiaries are within TFCU's field of membership. To open the account TFCU asks for a memorandum, certification or affidavit of trust (if available) and/or other paperwork showing the trust's legal name, date of establishment, grantors, trustees, successor trustees, beneficiary names and taxpayer identification number, plus BOTH a share account agreement and a trust account authorization agreement. All co-trustees must be able to act independently, and TFCU may reject a trust account otherwise. TFCU does not act as trustee.
Sources
Data sourced from Tinker FCU primary sources (25 pages reviewed). How we research.
Tinker FCU customer support
Phone
Toll-free
Tulsa
Stillwater
Enid
TFCU Wealth Management (investments)
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Tinker FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
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Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
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Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
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