Estate planning at Tinker FCU
How to protect 13 Tinker FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Member Services
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Verified Apr 2026
Tinker FCU is a credit union offering 13 accounts that interact with estate planning in different ways. As a membership-based credit union, Tinker FCU operates 34 locations across Oklahoma and Texas. Primary service area is Oklahoma with branches in OKC metro, Tulsa, Stillwater, Ada, Enid, Seminole, and Shawnee. Texas presence in Denton County (Cross Roads and Denton branches). Corporate office: 715 Metropolitan Ave, Oklahoma City, OK 73108. Membership open to those who live, work, worship, or attend school in eligible Oklahoma counties (Payne, Pontotoc, Seminole, and OKC Empowerment Zone) or a 142-square-mile area of Denton County, TX. Also open to employees of 3,600+ partner organizations including Tinker AFB, Department of Defense, and select employer groups. Immediate family of existing members eligible. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
At Tinker FCU, beneficiary designations are managed in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Tinker FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at Tinker FCU.
View details →When someone dies
Death claim process
3-step process, 6 required documents, and contact information for survivors.
View details →Because Tinker FCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
TFCU offers estate planning and retirement planning services through TFCU Financial Advisors, a partnership with Raymond James Financial Services. They provide investment advisory services and help with retirement and estate planning strategies. Securities offered through Raymond James are not NCUA insured and are not deposits or obligations of TFCU. Contact TFCU Financial Advisors at (405) 737-0006 or 1-800-456-4828, ext. 2575.
Heritage Club Checking is designed for TFCU members age 62 and older. It includes two free boxes of club checks per year and earns monthly dividends on average daily balance. There is no minimum to open and no monthly service charge. Like other checking accounts, it supports POD beneficiary designations and can be retitled to a revocable living trust.
TFCU offers several savings products: Share Savings ($5 minimum, establishes membership, includes complimentary $1,000 AD&D insurance), Command Fund money market ($2,000 minimum, monthly dividends, no early withdrawal penalties), Premium Plus tiered savings ($10,000 minimum, higher rates), and Share Certificates ($1,000 minimum, terms from 3-60 months with compounding monthly dividends). All savings products are NCUA insured up to $250,000 and can be titled in a trust or carry POD beneficiary designations.
TFCU has multiple phone numbers by region: OKC (405) 732-0324, Tulsa (918) 592-0324, Stillwater (405) 707-7440, Ada (580) 310-0324, and Enid (580) 233-3330. The toll-free number is 1-800-456-4828. The contact center is open Monday-Friday 7 AM - 7 PM CT and Saturday 8 AM - 12 PM CT. You can also use live chat on the website or secure messaging through Home Branch online banking, or email memberservices@support.tinkerfcu.org.
Sources
Data sourced from Tinker FCU primary sources (20 pages reviewed). How we research.
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Tulsa
Stillwater
Enid
WebsiteLearn more→
Member Services
Phone(405) 732-0324
Toll-Free1-800-456-4828
Mailing Address
Tinker Federal Credit Union, P.O. Box 45750, Tinker AFB, OK 73145
Verified Apr 2026
Estate planning articles
Learn how to protect your Tinker FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
