Estate planning at Talcott Resolution
How to protect 11 Talcott Resolution accounts — manage beneficiaries online, fund a trust by mail, and file death claims
Talcott Resolution
Subsidiary of Talcott Financial Group, Ltd. (partnered with Sixth Street; acquired 2021)
talcott.com→
Customer Service
Talcott Resolution, P.O. Box 14293, Lexington, KY 40512
Customer Service
Talcott Resolution, P.O. Box 14293, Lexington, KY 40512
Claims (routed by product -- no single claims line)
Legacy annuity (purchased before 2024): Talcott Resolution - Annuity Service Operations, P.O. Box 14293, Lexington, KY 40512. EverGuard/EverStead: Talcott Financial Group - Retail Service Operations, P.O. Box 14027, Lexington, KY 40512. Express/overnight for both: 6716 Grade Ln, Building 9, Suite 910, Louisville, KY 40213. Structured settlements and pensions: One American Row, Hartford, CT 06103
Talcott Resolution offers 11 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Managing beneficiaries at Talcott Resolution is straightforward—changes can be made online, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
Talcott Resolution has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 11 account types at Talcott Resolution.
View details →When someone dies
Death claim process
3-step process, 6 required documents, and contact information for survivors.
View details →Frequently asked questions
Yes. Hartford Life Insurance Company sold its life insurance and annuity business to Talcott Resolution in 2018, and Talcott Resolution now administers those legacy contracts. Your policy terms, coverage, and benefits are unchanged -- the issuer changed, not the contract. Talcott services several other run-off blocks under the same roof, so an executor may also see Talcott letterhead on policies originally issued by Union Security Insurance Company, John Alden Life Insurance Company, or Abbey Life Insurance Company of Canada, along with Guardian contracts, Pathways contracts, and structured settlements. Talcott Resolution operates today as the legacy-servicing arm of Talcott Financial Group, which partners with the investment firm Sixth Street.
Sources
- talcott.com
- annuities.cognisurance.com
- annuities.talcottresolution.com
- client.talcott.com
- forms.cognisurance.com
- forms.talcottresolution.com
- policyowner-services.com
Data sourced from Talcott Resolution primary sources (16 pages reviewed). How we research.
Talcott Resolution
Subsidiary of Talcott Financial Group, Ltd. (partnered with Sixth Street; acquired 2021)
talcott.com→Customer Service
Talcott Resolution, P.O. Box 14293, Lexington, KY 40512
Customer Service
Talcott Resolution, P.O. Box 14293, Lexington, KY 40512
Claims (routed by product -- no single claims line)
Legacy annuity (purchased before 2024): Talcott Resolution - Annuity Service Operations, P.O. Box 14293, Lexington, KY 40512. EverGuard/EverStead: Talcott Financial Group - Retail Service Operations, P.O. Box 14027, Lexington, KY 40512. Express/overnight for both: 6716 Grade Ln, Building 9, Suite 910, Louisville, KY 40213. Structured settlements and pensions: One American Row, Hartford, CT 06103
Estate planning articles
Learn how to protect your Talcott Resolution accounts and other assets with trusts, beneficiary designations, and estate planning documents.
