Estate planning and settlement at STCU
Name beneficiaries online, fund a trust in branch, and report a death at 1-509-326-1954
STCU is a credit union offering 14 accounts that interact with estate planning in different ways. As a membership-based credit union, STCU branch locations in Washington, North Idaho, and Eastern Oregon; headquartered in Liberty Lake, WA. Field of membership: anyone who lives, works, worships, or attends school anywhere in Washington state, North Idaho (Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, and Shoshone counties), or Eastern Oregon (Baker, Crook, Gilliam, Grant, Harney, Hood River, Malheur, Morrow, Sherman, Umatilla, Union, Wallowa, Wasco, and Wheeler counties); anyone related by blood, marriage, or adoption to an eligible person; and employees of an STCU Community Business Partner. Home equity products are available on properties in Washington, Idaho, or Oregon. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
STCU lets account holders update beneficiary designations online, in branch, and by phone. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
STCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 14 account types at STCU.
Preparing your estate →Death claim process
Report the death to STCU's Report a death at 1-509-326-1954. The page lists the steps and the documents to send.
When someone dies →Because STCU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from STCU primary sources (23 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your STCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
