Estate planning at State Farm

How to protect 13 State Farm accounts — manage beneficiaries online, fund a trust in-branch, and file death claims

State Farm

Subsidiary of State Farm Mutual Automobile Insurance Company

statefarm.com
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Mailing Address

State Farm, P.O. Box 2362, Bloomington, IL 61710

Mailing Address

State Farm, P.O. Box 2362, Bloomington, IL 61710

Life Insurance Claims

Fax(844) 898-5672
Mailing Address

State Farm Life Insurance Company, Life Claims, P.O. Box 2364, Bloomington, IL 61702-2364

Verified Jul 2026

State Farm is a insurance company with 13 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for State Farm policyholders.

Beneficiary designations at State Farm can be managed online, in branch, by mail, and by phone, typically taking 10-15 minutes online; 15-30 minutes with agent. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).

State Farm has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.


Frequently asked questions

For eligible policies (Guaranteed Income Now annuity, Guaranteed Income Later annuity, and Guaranteed Issue Final Expense life insurance), you can update beneficiaries online by logging in to your State Farm account, navigating to the policy, and selecting "View or edit your beneficiaries." Changes are signed electronically via DocuSign. For all other policy types, contact your local State Farm agent or call 800-782-8332 to request a beneficiary change form. Only the authenticated policy owner can change a beneficiary. Online beneficiary changes are not available for New York policies.

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Sources

Data sourced from State Farm primary sources (21 pages reviewed). How we research.

Estate planning articles

Learn how to protect your State Farm accounts and other assets with trusts, beneficiary designations, and estate planning documents.