Estate planning at Simmons Bank
How to protect 20 Simmons Bank accounts — manage beneficiaries online, fund a trust in-branch, and file death claims
Phone1-866-246-2400
Mailing Address
Simmons Bank, Customer Service Center, P.O. Box 7009, Pine Bluff, AR 71611
WebsiteLearn more →
Phone1-866-246-2400
Mailing Address
Simmons Bank, Customer Service Center, P.O. Box 7009, Pine Bluff, AR 71611
WebsiteLearn more →
Death Claims
Phone1-866-246-2400
Toll-Free1-866-246-2400
Mailing Address
Simmons Bank, P.O. Box 7009, Pine Bluff, AR 71611
24-Hour Telephone Banking
Credit Card Center
Debit Card (Lost/Stolen)
Verified Feb 2026
Simmons Bank offers 20 consumer accounts that interact with estate planning in distinct ways. Of those, 16 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Simmons Bank can be managed online, in branch, and by phone, typically taking 10-20 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Simmons Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 20 account types at Simmons Bank.
View details →When someone dies
Death claim process
8-step process, 8 required documents, and contact information for survivors.
View details →Simmons Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. A trust can be named as a POD beneficiary on Simmons Bank deposit accounts. Visit a branch with your Certification of Trust or the relevant pages of your trust agreement. The bank will need the trust name, date of trust, trustee names, and Tax Identification Number.
Yes. Simmons Bank allows deposit accounts including checking, savings, money market, and CDs to be opened in the name of a revocable or irrevocable trust. Visit a branch with your trust documentation, government-issued ID for all trustees, and the trust Tax Identification Number. Existing personal accounts may also be retitled to a trust at a branch.
Yes. Simmons Bank IRA accounts (Traditional, Roth, SIMPLE, SEP, and Spousal) allow primary and contingent beneficiary designations. A trust can also be named as an IRA beneficiary. Contact your branch or call 1-866-246-2400 to complete the beneficiary designation. IRAs cannot be retitled to a trust; beneficiary designation is the appropriate estate planning method for retirement accounts.
Yes. Simmons Bank Private Wealth Management provides trust and estate planning, trust administration, investment management, and fiduciary services through Simmons Wealth Management. These services are separate from standard deposit accounts and are managed by the Private Wealth team. Contact your local branch or visit simmonsbank.com for more information.
Simmons Bank operates over 230 branches across seven states: Arkansas, Illinois, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Arkansas is the primary market with the largest branch concentration. Select CD products are available for online opening in additional states.
Phone1-866-246-2400
Mailing Address
Simmons Bank, Customer Service Center, P.O. Box 7009, Pine Bluff, AR 71611
WebsiteLearn more →
Phone1-866-246-2400
Mailing Address
Simmons Bank, Customer Service Center, P.O. Box 7009, Pine Bluff, AR 71611
WebsiteLearn more →
Death Claims
Phone1-866-246-2400
Toll-Free1-866-246-2400
Mailing Address
Simmons Bank, P.O. Box 7009, Pine Bluff, AR 71611
24-Hour Telephone Banking
Credit Card Center
Debit Card (Lost/Stolen)
Verified Feb 2026
Estate planning resources for Simmons Bank customers
Tools and documents to help protect your Simmons Bank accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs