Estate planning at Security Service FCU
How to protect 16 Security Service FCU accounts — manage beneficiaries online, fund a trust in-branch, and file death claims
Phone1-888-415-7878
Toll-Free1-800-527-7328
Fax210-444-3000
Mailing Address
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
WebsiteLearn more →
Phone1-888-415-7878
Toll-Free1-800-527-7328
Fax210-444-3000
Mailing Address
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
WebsiteLearn more →
Survivor Assistance
Phone1-800-832-4602
Toll-Free1-800-832-4602
Fax(210) 476-4047
Mailing Address
Security Service Federal Credit Union, Attn: Account Services Survivor Assistance, P.O. Box 691510, San Antonio, TX 78269-1510
WebsiteNotify online →
Verified Feb 2026
Security Service FCU is a credit union offering 16 accounts that interact with estate planning in different ways. As a membership-based credit union, Security Service FCU headquartered at 15000 IH 10 West, San Antonio, TX 78249. Operates 70 branch locations across Texas, Colorado, and Utah. Over 2,600 ways to qualify for membership. Originally a military credit union; now open to anyone who lives, works, worships, attends school, volunteers, or has a business in TX, CO, or UT. Family and household members of current members also eligible. Access to 5,000+ shared branching locations and 35,000+ ATMs nationwide through Co-Op Financial Services. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary designations at Security Service FCU can be managed online, in branch, by mail, and by phone, typically taking 10-15 minutes online; 15-30 minutes at branch; 1-2 weeks by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Security Service FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 16 account types at Security Service FCU.
View details →When someone dies
Death claim process
8-step process, 6 required documents, and contact information for survivors.
View details →Security Service FCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
IRA beneficiaries are designated on a separate IRA Beneficiary Designation form, not the standard POD form used for deposit accounts. The form is available in the Member Forms Library at ssfcu.org/account-services/member-forms and can be submitted online, emailed to ira@ssfcu.org, or faxed. You can also visit a branch or call 1-888-415-7878 to request the form. A trust can be named as an IRA beneficiary.
Visit any Security Service branch with your trust document or Certificate of Trust, government-issued ID for all trustees, and the trust's EIN or SSN. A branch representative will help you complete the trust account application and retitle existing accounts. Trust account retitling must be done in person. Existing POD designations should be reviewed when retitling to a trust, as trust ownership may supersede POD designations.
Yes. Each POD beneficiary you name on your account provides additional NCUA insurance coverage of up to $250,000 per beneficiary. Naming multiple beneficiaries can significantly increase the total insured amount, which is especially important for larger deposit balances.
The Money Market Plus is a blended rate tier account requiring $1,000 minimum to open. Each tier corresponds to a range of account balances and APYs, meaning the dividend rate is paid on the portion of your daily balance within each balance tier. Funds are NCUA insured and easy to access. One Money Market Plus account per primary account holder.
There are more than 2,600 ways to qualify for membership. Anyone who lives, works, worships, attends school, volunteers, or has a business located in Texas, Colorado, or Utah may qualify. Military personnel at specific bases and Department of Defense employees also qualify. Family or household members of current members are eligible, including spouse, child, sibling, parent, grandparent, grandchild, step and adoptive relationships, or anyone sharing a residence and maintaining a single economic unit. Every member must open and maintain a Basic Savings Account or Youth Savings Account with a $5 balance.
Phone1-888-415-7878
Toll-Free1-800-527-7328
Fax210-444-3000
Mailing Address
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
WebsiteLearn more →
Phone1-888-415-7878
Toll-Free1-800-527-7328
Fax210-444-3000
Mailing Address
Security Service FCU, P.O. Box 691510, San Antonio, TX 78269-1510
WebsiteLearn more →
Survivor Assistance
Phone1-800-832-4602
Toll-Free1-800-832-4602
Fax(210) 476-4047
Mailing Address
Security Service Federal Credit Union, Attn: Account Services Survivor Assistance, P.O. Box 691510, San Antonio, TX 78269-1510
WebsiteNotify online →
Verified Feb 2026
Estate planning resources for Security Service FCU customers
Tools and documents to help protect your Security Service FCU accounts.
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